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superok 发表于 2017-9-6 13:52 
根据本公司神算法，特别的不处理你的信用卡，谢你的合作!
Thank you for your email.
Please accept our sincere apologies for any inconvenience caused by your declined application. Unfortunately, we are unable to disclose the reason for the decline, as Warehouse Money as a company has made a business decision not to disclose its lending criteria.
When assessing an application, we take into account a customer’s ability to repay based on their current income and expenditure as well as asking about their financial history from credit reporting agencies. This is something you would have agreed to when submitting your application, either by reading it online or on the paper application, or by listening to the Privacy Act disclosure over the phone. Based on the information we collected, your application did not meet our current lending criteria resulting in the decision to decline. We operate within the principles of the Responsible Lending Code to ensure we do not put our customers in any position of potential hardship which is reflected in the credit assessment process.
If you call us on 0800 801 808, we can reconfirm the details of the application to ensure that they are complete and correct. If there is a material change in the information, we can look at reassessing the application for you. Please note that a reassessment might require you to provide additional documentation or a further credit check.
Alternatively, if you believe that your credit history may be incorrect, we suggest speaking with the credit reporting agencies to request your credit file and informing them of any errors. The three credit reporting agencies are Veda Advantage, Centrix and Dun & Bradstreet.
Please note that a declined application does not affect your credit rating any more than an approved application. Only an inquiry is shown on your credit file- not the result of the application.
You are always welcome to reapply in six months’ time if your circumstances have changed.
Should you require further assistance, please do not hesitate to contact us on 0800 801 808. We are here 8am to 8pm weekdays, and 8am to 5pm on the weekends.
Kind Regards
Priyanka
Customer Experience Team |
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发表于 2017-9-6 14:48:09
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何时来个KFC, TEXAS CHICKEN的信用卡。
