求解释下，这信啥意思

社区主任

    KiwiSaver opt out declined - savings suspension granted。。 We’ll contact you 1 month before this savings suspension is due to expire。。 Keep this letter to show any new employer you are on a savings suspension                                    You can ask your employers to start or stop deductions at any time up to 20 July 2022. Eachsavings suspension cannot be for less than a 3 month period, unless your employer agrees. Youcan still make voluntary contributions while you are on a savings suspension.We’ve receivedyour request to opt-out of KiwiSaver. You cannot opt-out after 8 weeks of starting your newjob.  We may extend the opt-out request period to 3 months of your first contribution if:• events outside your control meant that you could not give the opt out notice within the 8weeks, and we consider it reasonable to accept a late notice, or• you did not receive a KiwiSaver information pack from your employer within 7 days ofstarting employment• you did not receive a product disclosure statement, or• you were incorrectly enrolled when you shouldn’t have been.You may be eligible for a savings suspension if you are suffering, or are likely to suffer,financial hardship.If you do not agree with this decision, you must formally dispute it. You have 20 working daysfrom the date of this letter to give us your reasons. You can send us a message in myIR.这是怎么回事呀。第一次遇见， 求详细解释，谢谢了

看有只猪

KiwiSaver 选择退出被拒绝 - 储蓄暂停已批准。。我们将在此储蓄暂停到期前 1 个月与您联系。。保留这封信以向任何新雇主表明您正在暂停储蓄 您可以要求您的雇主开始或停止在 2022 年 7 月 20 日之前的任何时间扣除。除非您的雇主同意，否则每次储蓄暂停的时间不得少于 3 个月。在您暂停储蓄期间，您仍然可以自愿捐款。我们已收到您选择退出 KiwiSaver 的请求。您不能在开始新工作 8 周后选择退出。如果出现以下情况，我们可能会将选择退出请求期延长至您首次捐款的 3 个月：• 超出您控制范围的事件意味着您无法在 8 周内发出选择退出通知，并且我们认为接受延迟通知是合理的，或者•您在入职后 7 天内没有从您的雇主那里收到 KiwiSaver 信息包• 您没有收到产品披露声明，或者• 您在不应该注册的情况下被错误地注册。如果您符合以下条件，您可能有资格暂停储蓄正在遭受或可能遭受经济困难。如果您不同意此决定，您必须正式提出异议。自本函发出之日起，您有 20 个工作日的时间向我们说明理由。你可以在我的 IR 里给我们发消息。这是怎么回事啊。第一次见面，求详细解释，谢谢了 （谷歌翻译）