Do I need to list all drivers on my policy?
Any licensed driver who has your permission to drive your car is automatically covered by your car insurance policy. Special terms and excesses relating to age and driving experience may apply. These are shown on your policy schedule. Your excess may vary depending on age and driving experience.
The following will always apply in the event of a
claim:
Comprehensive excess.......................$300
The following additional excesses only apply under
certain circumstances:
Listed driver under age 25................ $550
Inexperienced driver.......................... $400
For drivers 25 years of age or over, who have less than
two years driving experience.
Unlisted under age 25 driver $2500 (no other excess
applies)