i cannot understand why????

http://www.stuff.co.nz/national/ ... -on-Struggle-Street


this family earn $90,000 a year and cannot afford to own a house and pay 20% deposit?

my family earn $52,000 p.a (on salary) and we own 6 houses ( 1 family house / 5 rental properties) in Auckland.

Where is the logic????

kingscat

you not mention that your parents "donated " 1m to you guys

happy2002

kingscat 发表于 2014-9-21 15:06
you not mention that your parents "donated " 1m to you guys

精辟没有父母的援助自己52000的收入还想买5个房子？I don't understand why you don't know why!!!

kingscat 发表于 2014-9-21 15:06
you not mention that your parents "donated " 1m to you guys

no donation from parents. We came from poor family.

all from 2 incomes before having a child.

looking back, all through planning and bought at the right time and sold at right time.

Q11

匿名者 发表于 2014-9-21 15:13
no donation from parents. We came from poor family.

all from 2 incomes before having a child.

连锁式贷款买房风险大, 不是发大财就是骨排式的破产.

Q11 发表于 2014-9-21 15:16
连锁式贷款买房风险大, 不是发大财就是骨排式的破产.

sold 2 houses and pay back our mortgages this year.

now left with 6 houses and $540,000 loan.

$52,000 p.a is our annual salary, not including rental income.

I just don't understand why the family who earn $90,000. didn't make good planning decision, how did they spend their money ?
my wife and i lived frugally to own those houses, to achieve financial freedom.

kingscat

匿名者 发表于 2014-9-21 15:13
no donation from parents. We came from poor family.

all from 2 incomes before having a child.

waht an inspirational story ..
thank you 马云！

NewLynnHse

都说了，kiwi鸟头脑简单，不会理财。而且他们不上华人超市买东西

kingscat

NewLynnHse 发表于 2014-9-21 15:41
都说了，kiwi鸟头脑简单，不会理财。而且他们不上华人超市买东西

他们不知道去华人超市买菜可以每年省出20万。。。

Dealter

Because F*  you, that's why.
Back to your post (I apologize for using informal F word if it offended you).
Not everyone wants to own a house,
not everyone wants to have countless money in pocket, my point is different people have different lives, different desires.

I don't understand why you buy so many houses, either.

经济学人

楼主姓老名王？

Dealter

kingscat 发表于 2014-9-21 16:25
他们不知道去华人超市买菜可以每年省出20万。。。

华人超市里好多零食啊!!!
COUNTDOWN里面只有CHIPS, cornflour chips, kumara chips, bagel chips,啥子都是CHIPS

萌虎

Dealter 发表于 2014-9-21 16:53
华人超市里好多零食啊!!!
COUNTDOWN里面只有CHIPS, cornflour chips, kumara chips, bagel chips,啥子都 ...

好多过期的零食啊，一旦看到特价的就要每个都仔细看下是不是过了expire date

Dealter

匿名者 发表于 2014-9-21 15:20
sold 2 houses and pay back our mortgages this year.

now left with 6 houses and $540,000 loan. ...

Do you guys  travel to other countries  or for holidays?
Have you two ever had a date in a luxury dining restaurant?
Have you ever bought any expensive jewelry for your wife for anniversaries?
Have you guys ever donated to any charities?

Dealter

萌虎 发表于 2014-9-21 16:55
好多过期的零食啊，一旦看到特价的就要每个都仔细看下是不是过了expire date

从来不看.......

以至于有此还是结账的时候店员提醒了我货品过期,让我换个不同的

萌虎

Dealter 发表于 2014-9-21 17:06
从来不看.......

以至于有此还是结账的时候店员提醒了我货品过期,让我换个不同的

我以前也不看，后来发现买回家刚打开要吃的时候看见过期半年了。。看着好吃的就在眼前，刚拿在手中还没塞进嘴巴的时候发现过期半年了，非常郁闷。。直到有一次，我在mt roskill的万家F，发现成片的过期商品，特价区，几乎没有不过期的，我就养成了看保质期的习惯 = =

Dealter

萌虎 发表于 2014-9-21 17:08
我以前也不看，后来发现买回家刚打开要吃的时候看见过期半年了。。看着好吃的就在眼前，刚拿在手中还没塞 ...

我都是在台湾超市T-MARK买

agia

我怎么都不信没父母，2人合起来年薪52000能买得起房子。真的。 反正至少我自己做不到

herox5

LZ出租屋肯定没交税，当心被人举报到IRD罚的你房子卖了贷款还欠着

肉肉妈

agia 发表于 2014-9-21 18:13
我怎么都不信没父母，2人合起来年薪52000能买得起房子。真的。 反正至少我自己做不到

坦白讲我和你想的一模一样，反正我勒紧裤腰带也绝对做不到，如果十年前是这工资水平那我就能做到了。

说实话，KIWI的生活方式决定了这些，在我店里打工的KIWI，全职的自己一年赚差不多4万...兼职的赚个不到2万，尼玛，一天到晚想着早下班去各种活动，每年攒钱出去旅游2周然后全花光，周末不愿意工作，节假日不愿意工作，让上班不来说是要和朋友去MORNING WALK，尼玛的！！！我们中国人起早贪黑，就是为了给家庭弄个安稳的环境。既然KIWI喜欢轻松的生活方式，就别抱怨自己买不起房子。

my wife and I are law abiding citizens, we pay our taxes.

Before having a child we each have our regular income, combine incomes are 80k ( about $40k each)

The rental properties we bought were mostly paying for itself, without touching on our incomes. After paying all the expenses, there were little tax to pay.

Our properties went through 2 booms. - 2001 - 2007 boom  & latest booms.

2 full sites houses we bought at $200k in 2001 were sold for $800,000 each ( totalling 1.6 million) recently and enough for us to pay off most our mortgages and achieve financial freedom. we kept that 2 properties for more than 10 yrs, there is no tax to pay. we checked with accountant.

Our wealth continues to increase from 6 properties we own.


For people who think we don't have life, you are wrong. We live a regular life, drive average cars, go back to china once every 2 yrs and reward ourselves from time to time. We live on a mortgage free home in good suburd at Auckland, easily valued at 1 million, which we bought at $450k in 2002

Bowang

so simple， different life style

chang824

酒喝太多
麻抽太多