Westpac hotpoint vs National Bank rewarding Credit card

taomibaobao

national 的给力的。。。

你没有想过，既然一张满了， 你就申请两张



1%的cash back最给力了

silverfish

米虫宝宝 发表于 2012-8-24 10:58
哈哈，真是精明消费，向你学习。

哈哈相互学习，互通信息

其实要怎么说都是羊毛出在羊身上，你要算怎么算的过银行；千省万省，一个late payment就全还给银行了，NND

米虫宝宝

silverfish 发表于 2012-8-24 11:05
哈哈相互学习，互通信息

其实要怎么说都是羊毛出在羊身上，你要算怎么算的过银行；千省万省，一个late ...

真的是呢。我上次回国忘记还款了。只差一天被罚了。不过我后来打电话去解释，他们退给我一部分罚金。

taomibaobao

可以设置成 自动返款嘛

米虫宝宝

taomibaobao 发表于 2012-8-24 11:13
可以设置成 自动返款嘛

amex的不行啊。

bigdanny

Thank you LZ for generously offering the QV promotion code. I luckily used one of them.

I have compared Credit Card products from different banks recently and found NB's return rate of 1% is probably the best on the market. Westpac's return rate is around 0.5%-0.75%, also quite competent among the rest. To maximize your Westpac return rate you need to use Amex as possible as you can.

For NB's Credit Card,  there is an annual limit on the total cash return amount. $300 for Thoroughbred and $500 for Thoroughbred Gold.