加拿大 Home Capital - 第一块多米诺骨牌~

captainkook

http://www.zerohedge.com/news/2017-04-30/contagion-fears-rise-aftermath-home-capital-group-collapse


Are you ready?

我要买车

消除零回复

jsmith2

who care...   

Quad

新西兰最大的非银行贷款 公司是哪个 ？？？      

Quad

The Bloomberg report noted Home Capital can't finance new mortgages given the large outflow of capital with more withdrawals to follow.

It's possible Home Capital's problems could spread to other lenders, but it's important to keep in mind its delinquency rate is a mere 0.20 percent despite its client base, which includes small-business owners, new immigrants and borrowers who failed to obtain financing from the major banks.

Also, Home Capital's activities account for just 1 percent of the entire Canadian mortgage market. But at the end of the day, if other similar lenders see a similar outflow of capital, then Canada's housing market could run out of steam.

Quad

While Home Capital offers a full complement of services including credit cards, GICs and savings accounts, it makes most of its money selling uninsured mortgages to clients who the big banks don’t cater to, usually because they have spotty credit histories, are self-employed or have otherwise uneven incomes.

[Editor’s Note: On February 10, 2017, the Company disclosed it had received an enforcement notice from staff of the Ontario Securities Commission (OSC) relating to the Company’s disclosure in 2015 regarding the impact of the Company’s findings that income information submitted on some loan applications had been falsified and the subsequent remedial steps taken by the Company, including the suspension of brokers and brokerages. Then, on April 19, staff of the OSC issued a statement of Allegations and a Notice of Hearing relating to that disclosure, against the Company and three current and former officers and directors of the Company.]

anyang_lee

看得累。求达人翻译

NewLynnHse

不知道为什么需要一直把加拿大，美国，澳洲的新闻发这里。根本没人care。。。哈哈

flamestar

加拿大有啥变动俩邻居都不关心，还ready啥啊～～～

Quad

WE ARE READY NOW!

Quad

咦， 怎么这么熟？ 好像 收音机里的广告词。