ZT: Mortgage startup aims to help first home buyers

NewLynnHse

http://www.nzherald.co.nz/mortga ... p;objectid=11766770

12:46 PM Wednesday Dec 14, 2016

A new website that allows prospective buyers to compare mortgage rates across New Zealand's top banks is the brainchild of two young Aucklanders struggling to get into their own first home.

Mortgagehub.co.nz, launched today, lets users to pick how much they want to borrow along with their ideal repayment period and find the best available market rates for monthly repayments.

"Our goal was to build a one-stop-shop for people entering the housing market. Our platform gives them the clearest comparison of lending rates from the country's top providers, as well as all the other information they need to know about buying property," co-founder Prashant Trivedy, 23, said.

Trivedy's own website could have saved him thousands on his first house.

"I'm so lucky to have been in a position to buy a house, but I could have made it a lot easier on myself by not becoming indebted to the teeth," he said.

"I took the first mortgage rate offered by my bank but have since realised there were far better rates available and that's cost me thousands of dollars in potential savings.

"I don't want any other young person to make the same mistakes I did."

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blur.x

鼠版怎么不发表一下评论？　其中一个人是我高中的。。　哈哈。。

NewLynnHse

blur.x 发表于 2016-12-15 08:58
鼠版怎么不发表一下评论？　其中一个人是我高中的。。　哈哈。。

他们家的利率不好。不过值得鼓励。。。哈哈

Robbi

这算是招揽broker生意的paid advertising网站而已。。

一看介绍我就好奇，他们怎么有办法知道每个银行给个人的offer。。怎么能"disrupt the financial services landscape " 毕竟确切offer根据很多因素决定，例如 LVR, 房型..blah blah blah..

仔细一看，上面的资讯也只是copy paste interest.co.nz 的而已。。而且上面给的broker联系方式也就是那几个小的。。。。希望没有撮到别人利益点哈。。个人觉得他们的广告词有点夸大其词

NewLynnHse

Robbi 发表于 2016-12-15 17:06
这算是招揽broker生意的paid advertising网站而已。。

一看介绍我就好奇，他们怎么有办法知道每个银行给个 ...

Disrupt 现在是个很时髦的字眼。。。哈哈

松鼠幽

如果把现有唯一住房卖了，再买一套，算是first home么

房奴甲

松鼠幽 发表于 2017-4-24 22:58
如果把现有唯一住房卖了，再买一套，算是first home么

算。                 

linda.ljhooker

松鼠幽 发表于 2017-4-24 22:58
如果把现有唯一住房卖了，再买一套，算是first home么

算自住房，但不是首次买房。
首次买房指的是买房以前从没在新西兰拥有过房产。

松鼠幽

谢谢啊，我查了，说如果卖掉首套房，手里资产不足8万才能算首套房