ZT：看来腰斩没那么快

NewLynnHse

Bill English: We reformed the economy, now we are going shake-up the housing market

http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11595435

Finance Minister Bill English said the Government was looking at housing in much the same way as previous administrations had focused on reform of other parts the economy, such as electricity.

English, in a speech to the Auckland Chamber of Commerce today, said the government spent $2 billion a year on accommodation subsidies, adding that about 60 per cent of rentals are government subsidised. In addition, one in 16 Auckland houses are government-owned.

"Housing is our biggest asset class and our biggest market, with housing stock worth eight times the share market," English said.

Over the past 25 years New Zealand had gone through extended processes to reform the electricity, telecommunication and financial markets.

"In each case it took years to understand the impact of existing rules, and how to change them to achieve a more efficient market," he said. "Now we are addressing housing in the same way."

English said there was no "quick fix" to Auckland's housing shortage but that the Government could spend money, if the need arose, to deal with the city's population growth.
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Bill English sends warning to Auckland on housing after council vote

http://www.stuff.co.nz/business/77266557/bill-english-sends-warning-to-auckland-on-housing-supply-after-council-vote

Finance Minister Bill English has told Auckland that it needs to "solve obvious problems faster" after Wednesday's council vote to withdraw its plans to "densify" some Auckland suburbs.

In his first major economic speech of the year English said it was critical there was enough scope to increase the housing supply in the city, after councillors voted 13-8 to withdraw the maps they had presented as part of the Auckland Unitary Plan process, which would have increased the area where three storey accommodation could be built.

"Exactly how that is delivered - the combination of up and out - is something Auckland should decide for itself," English said in a lunchtime speech to an Auckland business audience.
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不知道政府要什么时候才能搞清楚状况。看来今年的猴年马月可能都不会腰斩了。。。

angelvan2012

状况是什么？         

NewLynnHse

angelvan2012 发表于 2016-2-25 13:35
状况是什么？

移民需要减半

angelvan2012

NewLynnHse 发表于 2016-2-25 13:35
移民需要减半

需要减少一半移民数量？问题是增加移民是企业主们要求的，去年不是哭着喊着说找不到人么。

NewLynnHse

angelvan2012 发表于 2016-2-25 13:37
需要减少一半移民数量？问题是增加移民是企业主们要求的，去年不是哭着喊着说找不到人么。 ...

他们是找不到kiwi，不是找不到移民

angelvan2012

NewLynnHse 发表于 2016-2-25 13:39
他们是找不到kiwi，不是找不到移民

嗯，然后就开始讨论怎么才能找到KIWI。解决办法中就有一条来自于移民局，然后再投个票啥的，所以移民局就把更多的人变成了KIWI。

这不就是典型的头疼医头么。

残念

你要是愿意赔钱卖就能腰斩

Lease

说腰斩的人其实都是开开玩笑的啦，他们这么说但实际上自己都不相信真的会腰斩。

talkaboutvision

Lease 发表于 2016-2-25 13:59
说腰斩的人其实都是开开玩笑的啦，他们这么说但实际上自己都不相信真的会腰斩。 ...

腰斩就是个形容词啦

一年要是能跌20%我绝对认为算腰斩了

angelvan2012

talkaboutvision 发表于 2016-2-25 14:06
腰斩就是个形容词啦

一年要是能跌20%我绝对认为算腰斩了

贷款买房其实相当于用杠杆，首付20%就是5倍杠杆。如果下跌10%，就是腰斩了。举个例子：

首付20万，贷款80万，买了一套房，总价100万。
如果房价跌10%，这套房相当于值90万，负债80万，净值10万，比起首付20万亏了50%。
如果房价跌20%，就血本无归了。银行都有可能要求追加本金。

talkaboutvision

angelvan2012 发表于 2016-2-25 14:12
贷款买房其实相当于用杠杆，首付20%就是5倍杠杆。如果下跌10%，就是腰斩了。举个例子：

首付20万，贷款8 ...

那一年要是涨10%岂不是翻倍了

也没必要这么去算了

xpd2000

翻倍吧

angelvan2012

mnstar 发表于 2016-2-25 16:19
在逗逼吗？所得好像哪80W不用交利息似的。杠杆是你这么算的?

借钱当然要交利息，就算外汇也有隔夜利率。