投资40% LVR推迟到10月1日执行

呼啸寒风

http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11692501

The Reserve Bank has delayed the start of changes to investor loan-to-value restrictions (LVRs) nationwide from 1 September to 1 October 2016, after talking to the banks about time required to honour pre-approved loans.

"Banks have indicated through their submissions that more time is required to enable them to meet the new restrictions that apply to investor loans nationwide, given the pipeline of loan pre-approvals made prior to our announcement in July," Deputy Governor, Grant Spencer said today.

"We understand that banks have been applying the new LVR restrictions to new loan applications since the LVR changes were announced. On that basis we will defer the formal introduction of the changes to 1 October in order to accommodate the backlog of pre-approvals."

Last month the central bank announced plans to introduce new bank conditions requiring most loans to residential property investors to have a minimum 40 per cent deposit.

Most lending to owner occupiers would also require a 20 per cent minimum deposit with both changes rolled out across New Zealand.Rules requiring Auckland investors to hold a minimum 30 per cent deposit, and Auckland residential buyers to hold 20 per cent, are already in place.

HarryHere

银行已经早就实施60% LVR的新政策了。推迟到10月1号只是让银行有多些空间审批之前已经预批下来的贷款。对新的贷款没有任何改变。

chankeung

担心房市大跌，故意推迟。。。

jsmith2

無事生非，現在央行應該考慮果斷取消並撤換行長

Jetking_sky

mutualand 发表于 2016-8-12 19:50
对发布新政策以前有预批的投资者有用啊。

没用，还是说8月25前要交割。银行并没有说要等到10月1。

mutualand

hongyuan879 发表于 2016-8-12 17:09
现在银行都不批30%的了吧，推迟有啥用啊

对发布新政策以前有预批的投资者有用啊。

小莹子

okazaki 发表于 2016-8-12 18:48
所有银行早都开始执行了。。。并没有推迟

对滴！！！！！！

okazaki

所有银行早都开始执行了。。。并没有推迟

hongyuan879

现在银行都不批30%的了吧，推迟有啥用啊

rzrljb

反正降息了，lvr忽悠也起到效果了，推迟也无所谓了

越墮落。越快樂

LVR推迟到10月1日执行 太好啦！