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本帖最后由 bungyjumping999 于 2017-6-25 10:06 编辑
Doesn't matter much about OCR anymore:-
1) overseas funding is tightened, cost of borrowing is expensive and will be more expensive
2) Domestic saving interest is now increasing signalling banks is trying to rely on domestic funds for domestic lending
3) Capital requirements are increasing - meaning banks are required to hold higher capital before they can lend, this will increase costs of lending ( Australia / NZ banks been downgraded in their rating)
Interest rate will rise independent from OCR, Reserved bank is not a "bank" it is a regulatory institution, they can give rules and guidelines, but ultimately, it is the banks who will make the calls.
Possible affected industries:--mortgage brokers and real estate agents
- property related jobs
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