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1。 零售商倒闭的越来越多,以后尽量少买gift voucher, 预付款,之类的。造房子,也要特别小心。
So we get the second implication of thisdiscussion. As a consumer, be very careful aboutpurchases of vouchers for future purchases, andbe careful about payments before delivery ofgoods.
(As an aside, be very careful when paying adeposit to get a house built. Builders are facingrapid cost changes, problems keeping to schedulebecause of inconsistent materials availability, andshortages of tradespeople. Make sure whoeveryou sign with has a completion insurance schemein place to cover you if they go under. Builders failall the time all around the world.)
2。 work from home会是趋势吗?机器人代替人工,会让人怎么流动?
People arechoosing congestion, choosing to be where livingcosts are high, because they choose involvementas close as possible to the coalface of thetechnological knowledge-based age we are livingthrough. Remote living is feasible. But few chooseit and in the case of IBM, the multi-decadeworking from home program for employees hasbeen scrapped. Productivity gains nevermaterialised as expected.
In addition, a recent research project looking athow expected robotisation will affect the USeconomy concluded that it is the small to mediumsizedlocations which will fare the worst becausethey have a smaller proportion of their jobs whichare difficult to mechanise. Big cities will get biggeras people shift for employment opportunities –eventually.
3。人口会继续向大城市流动,还是小区域?
In the NZ context this reinforces our key point ofwarning regarding the regional housing markets. The population outflow many investors areanticipating from Auckland to the likes of Taranakiand Hawkes Bay will not happen. At the marginsome people will shift. But the bulk of shifters willbe looking toward our other two (mini)agglomerations of Christchurch and Wellington.
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