bright line test 2年内自住房转给LTC到底要不要交税？

wellyst

有套房今年初交割的，自住，现在想转到LTC下作出租，按市场价作价。
根据bright line test，两年内是不是要交税呢？问了accountant，broker，solicitor，bank manager, 有的说要交有的说转给自己不交。又不想打给IRD问。
想问问这里的大神们，这种情况需要交税么？

mutualand

肯定交。自住卖给LTC形成买卖关系，和是不是你自己的LTC公司无关。不想嚼碎，就只能平价卖给LTC。不过 会计可能会有更好办法，这类事情要听会计的。

微苦蓝山

平价卖，没有利润不就得了？

wellyst

mutualand 发表于 2016-8-26 14:57
肯定交。自住卖给LTC形成买卖关系，和是不是你自己的LTC公司无关。不想嚼碎，就只能平价卖给LTC。不过 会计 ...

会计说不交税，所以就confuse了。。。。

ddcat

多少钱买就多少钱卖，就可以了嘛

wellyst

微苦蓝山 发表于 2016-8-26 15:04
平价卖，没有利润不就得了？

是啊，有税就只好平价卖了

wellyst

ddcat 发表于 2016-8-26 15:24
多少钱买就多少钱卖，就可以了嘛

恩，估计就平价卖了吧

mutualand

wellyst 发表于 2016-8-26 15:14
会计说不交税，所以就confuse了。。。。

那就听会计的，出问题会计负责。

levininsky

wellyst 发表于 2016-8-26 15:14
会计说不交税，所以就confuse了。。。。

你会计没说错，应该安市场价最高值卖给ltc.这样才会max interest deduction，而且不需要交税。因为是main home。税务上的事情还是不要问broker,或者银行等。毕竟术有专攻。 提醒楼主下，如果一旦卖给ltc, 会开始算新的2年，之前在你名下的时间不在算的。这点很多人会忽略。

wellyst

levininsky 发表于 2016-8-26 16:48
你会计没说错，应该安市场价最高值卖给ltc.这样才会max interest deduction，而且不需要交税。因为是main ...

哇 那不是爽歪歪

wellyst

mutualand 发表于 2016-8-26 16:43
那就听会计的，出问题会计负责。

恩 这方面毕竟还是会计专业

nz20110101

楼主是不是有买新的房子,如果这样你的现有自住房高价卖给ltc恐怕要交税的。

吥噜

我和楼主情况相似，投资房要转为自住，投资房购买不到两年，按新政不知是否需要交税？听说IRD有规定按照Bright Line Test 投资房在两年内转为自住和改变使用用途也应被视为＂出售＂了房产，所以要报税？但实际上我并没有卖房。

NewLynnHse

评价卖有点可惜了

Lease

The bright-line rule only applies to residential properties bought on or after 1 October 2015. Under this rule you'll pay tax on income you earn if you buy and sell a house within two years, unless you're selling your main home or another exception applies.

What does "main home" mean under the bright-line rule?

You could think of your main home as your family home. Your main home is the property you have the greatest connection to.
To be eligible for the main home exception to the bright line rule, you need to have used a property as your main home for 50% or more of the time that you've owned it.

You also need to use more than 50% of the area of the property as your main home. (The area that counts as your main home generally includes things like your yard, gardens and related buildings like the garage.)

This is an important point if you rent out a granny flat attached to your house or part of your house is used as a business. As an example, if you use 40% of a property as your home and 60% as a rental property, you won't be eligible for the main home exception if you sell that property.

If you live in more than one property, you'll need to decide which is your main home. To decide if a property you own qualifies as your main home, think about:

• where your personal property is kept
• the amount of time you spend living in each house
• where your immediate family lives
• where your social ties are strongest
• your use of the home
• what other ties (for example:employment, business, economic) you have with the surrounding community.
  

楼主可以对照一下以上的规定， 很容易判断是否要交税。

wellyst

Lease 发表于 2016-8-28 10:04
The bright-line rule only applies to residential properties bought on or after 1 October 2015. Under ...

这个好专业！非常感谢Lease兄！！！

Lease

wellyst 发表于 2016-8-29 11:03
这个好专业！非常感谢香港兄！！！

我怎么变成香港兄了？

wellyst

Lease 发表于 2016-8-29 11:22
我怎么变成香港兄了？

晕。。。看窜帖子了。。。不好意思，感谢Lease兄！
太embarrassing了。。。

jackfan

学习了，学习了