车祸了,请教大律师给点意见,谢谢 （已经回答）

SsAaMm

您好。我没保险是个LEARNER， ２５岁， 开了四年都没考Restricted。。上周三在ONEWA从北岸下高速在INTERSECTION撞了，我们双方都不承认错，但明明就是他看错灯了。 后来警察来了，问了我们双方就各自走了。一星期后，我联系警察，他说 NO FURTHER ACTION TAKEN，没充分证据和证人，所以无法判定，就各付各了。但今天收到对方保险公司要holding me liable。police report 都说双方都没责任了，而且因为没任何证人和证据，保险公司还要我陪？我问警察了，他说可能他们还没看POLICE REPORT。 保险公司有可能把我弄上 dispute tribunal。。 到时我是个learner 会吃亏吗? even though police report says neither of us is at fault ？ 警察都这样说了，保险公司还会把我弄上民事庭？ 有着必要吗？警察都无法判定了，法官怎么判定？I know insurance company has to right to decide whose fault it is but since the police doesn't have any evidence or witness to prove who is at fault, and the police was at the crash scene, which means they have more information about the incident. In what grounds does the insurance company judge on? No evidence or witness, how can they decide whose fault it is? Please give me some advice! Thanks so so so so so much!

SsAaMm

帮帮忙，大律师

AMICUS_LAW

您好，如果对方的保险公司认为是你的错，对方有权利告你。

不过，事实胜于雄辩，您可以在Disputes Tribunal上把警方的报告作为证据证明您的无辜，同时，您作为Learner的身份并不影响案子的胜负。

黎小咖

LEARANER会影响你的案子的。。。
我有个朋友是RESTRICTED 不能带人。。。但是他带了人
然后撞了 跟你情况差不多。。。
然后他去Disputes Tribunal了 然后输了。。。

AMICUS_LAW

LEARANER会影响你的案子的。。。
我有个朋友是RESTRICTED 不能带人。。。但是他带了人
然后撞了 跟你情况差不多。。。
然后他去Disputes Tribunal了 然后输了。。。
黎小咖 发表于 2010-6-24 19:55

Disputes Tribunal 是不会因为Learner 本身而判决一个案子的输和赢的，就好像在不准停车的黄线上停车无缘无故被撞就得不到赔偿不合理一样的道理。

如果您是Learner而当时没有旁边坐有经验的有Full License的人，警察是可以罚您款的，但并不证明事情就是您的错。

以下是AA网站的相关信息：

What is a New Zealand learner driver licence?
A learner licence is the first step in New Zealand's three-step driver licensing system. It's a theory test that you must pass before learning to drive.

How do I get a learner driver licence?
To get your learner licence you must:

• Be 15 years or older
• Study the New Zealand Road Code
• Sit and pass the 35-question theory test at your nearest AA Centre, AA Driver & Vehicle Licensing Agent or Rural Mobile Unit*:
  • Bring your proof of identity (e.g. passport or full birth certificate**)
  • Bring your proof of address (e.g. bank statement**)
  • Bring $79 fee
  • You'll need to pass an eyesight screening check
  • You'll need to have your photograph taken
    • Allow for queuing during busy times e.g. lunchtime

*The AA cannot accept phone or online bookings for the learner driver licence test. The test must be sat in person. Test is supervised by AA staff and subject to staff availability. To pass the learner driver licence theory test for car or motorcycle, you must get 32 or more correct answers.
** Must be an original document

What happens after I sit my learner driver licence test?
If you pass your learner driver licence test:

• You'll be given a temporary driver licence, valid for 21 days
• Your photo driver licence will be sent to you within 21 days
• You can buy learner L plates
• You can practice driving with:
  • An AA Driving Instructor or
  • A fully licensed supervisor who has held a full licence for at least two years and must be sitting in the front seat
  • After six months you can sit your restricted licence

If you don't pass your learner driver licence test:

• You can resit the test (unlimited number of times)
  • Bring proof of identity and $39.70 fee for each learner licence test resit

SsAaMm

你朋友撞的时候有警察在场吗？

SsAaMm

LEARANER会影响你的案子的。。。
我有个朋友是RESTRICTED 不能带人。。。但是他带了人
然后撞了 跟你情况差不多。。。
然后他去Disputes Tribunal了 然后输了。。。
黎小咖 发表于 2010-6-24 19:55

你朋友撞的时候有警察在场吗？

SsAaMm

谢谢 大律师！！！

黎小咖

没有警察在场的~:)

SsAaMm

没有警察在场的~:)
黎小咖 发表于 2010-6-25 22:10

所以你朋友没有POLICE REPORT？

黎小咖

没有 他没报警...

但是警察没有发现你用LEARANER么?

SsAaMm

没有 他没报警...

但是警察没有发现你用LEARANER么?
黎小咖 发表于 2010-6-25 22:34

有，他以罚了我钱。 但他最后说他无法判定是谁错，也没说我是LEARNER而是我的错。你的朋友是具体什么情况？