“We will be considering our financial stability policy settings via our prudential tools – like loan-to-value ratios, bank stress testing, and capital requirements against particular types of mortgage lending. This is done with a view to moderating housing demand, particularly from investors, to best ensure house price sustainability," Mr Orr said.
Assess the effect of its monetary policy decisions on the Government’s policy to support more sustainable house prices, including by dampening investor demand for existing housing stock, which would improve affordability for first-home buyers.
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