请熟悉税务的朋友看看，我需要交多少税

钱塘居士

我的房子楼上自住，楼下独立出租，有各自的入口。
租金$280/w.
银行贷款29万，每周需要付给银行大概$400(利息+本金+保险） 地税每年是$2432.34.
电费和电话是独立的，水费都是我付，一个月大概$80.
这样的情况下，我需要交多少税？

钱塘居士

有好心人帮我看看不

Lease

Rent Received: 280 x 52=14560

Assume 90% of your weekly loan payment is interest, then claimable interest: 400 x 52 x 90% x 0.5=9360.

Rates: 2432.34 x 0.5=1216.17

Water: 80 x 12 x 0.5=480

So profit on rental is: 14560-9360-1216.17-480=3503.83. Tax payment depends on your personal tax rate, if it's 30%, then extra tax to pay: 3503.83 x 30%=1051.15.

钱塘居士

Lease 发表于 2014-5-11 18:29
Rent Received: 280 x 52=14560

Assume 90% of your weekly loan payment is interest, then claimable  ...

谢谢啦，很详细

wicki

应适用boarder rental income,如果你280每周是两个boarder的话，不用交税。
Standard cost
https://www.ird.govt.nz/income-t ... boarders-flyer.html

If your income is less than the weekly standard cost allowed, you don’t need to show
this income in your return, keep records of related expenditure, or pay tax on the
income you receive from boarders.

呵呵

独立出租的哪里来的boarder一说？

呵呵

boarder要走人，给你48小时notice就可以了，你的租约是这么写的么？

还是按lease说的，自己好好报税八

钱塘居士

呵呵 发表于 2014-5-12 15:18
boarder要走人，给你48小时notice就可以了，你的租约是这么写的么？

还是按lease说的，自己好好报税八

上一个税务年估计是要补税
明年应该不需要了，贷款利息高了太多了