本帖最后由 1977pacmann 于 2013-5-9 21:57 编辑
LZ这题目太大了。。
贷款利率升降当然会对房市有影响，但是LZ这个题目出的太笼统，利率涨降的背景 原因 其他政策如最低贷款额度是否放松还是收紧，政府的税收政策，国际大环境，经济形势的好坏 经济周期等等都是影响房市的因素，只考虑利率太片面；还有，所谓的高价房，低价房，界限在哪里？怎么区分？ 几百万的高价房？20万的低价房？。。还是得看MEDIAN啊。。
奥克兰是新西兰最大的城市，资源集中地，移民首选，也是富人扎堆的地方，房地产自然是其中大头；奥克兰有城市扩张的需求，也是国际资金流入地，这都是涨的条件； 基督城是因为地震求大于供，虽然周围有的是地，但是也得要几年才能盖好，还得加上配套设施，学校，道路建设等，这都需要时间，得要几年才能消化住房需求。重建资金的流入刺激本地房价上涨也是原因之一；通俗的讲，银子多的地方，价格自然也就涨上去了，房子是特殊商品，不可流动性和保值性需要考虑到。。。
最新趋势报道：。。
In Auckland Area, the average sales price soared 7.2% to NZ$575,797 (US$472,073)In Wellington Area, the average sales price rose 2.3% to NZ$445,679 (US$365,394)In Main Urban Areas, the average sales price increased 6.1% to NZ$478,404 (US$392,224)The nationwide average sales price is now NZ$428,308 (US$351,153).
  
  
 
基督城近况：引用自：
http://www.scoop.co.nz/stories/BU1305/S00345/optimism-across-the-country.htm
Christchurch and Dunedin Christchurch values also continue to increase, now 9.4% above last year. The outlying areas such as Waimakariri and Selwyn continue have continued to show slowing growth rates, although are still significantly above last year also at 6.5% and 13.2% respectively. QV Valuer Daryl Taggart said: "Good sales are continuing with buyers seemingly determined to get the house at any price, especially if they have been searching for a while. We are also seeing sales increase in the hill suburbs with stigma perhaps starting to decrease about these areas." Dunedin has also seen another steady increase with it now up 1.1% increase over the past 3 months, and 4.8% up on last year. QV Valuer Tim Gibson said: "The normal winter slowdown hasn’t taken affect yet with sales volumes good. There does appear to be a lack of properties however across most of the market, meaning any well presented properties, especially in sought after locations, are sold quickly and usually with multiple offers."
有篇储备银行的砖家小文，有兴趣的朋友看看。。
http://www.chranz.co.nz/pdfs/rbnz-trends-and-cycles-in-new-zealand-house-prices.pdf
另附上最新利率
| 
发表于 2013-5-9 20:02:04
分享
收藏
