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就像三月在这里说的:
http://bbs.skykiwi.com/forum.php?mod=redirect&goto=findpost&ptid=3512039&pid=59153352
他们分别估算 地价 和总价,然后倒推房子的价值
比如,类似大小的房子+地,在这块区域值多少? = CV - 我觉得基本是忽略内部装修,内部维护,可能会考虑建造年代和外强因素之类的。
类似的地,如果什么都没有,在这块区域值多少? = LV - 这个比较容易估算
IV = CV - LV
所以 IV没有任何意义。不能作为造房子的参考,不能做保险参考。
https://www.stuff.co.nz/business/99075066/houses-valued-at-less-than-they-cost-to-build
Houses 'valued' at less than they cost to build
..........
Auckland Council head of rates, valuations and data management Debbie Acott said, as land values generally rose more quickly than capital values, it was common to see improvement values reduce overt time as a quantum amount and as a percentage of the capital value.
She said it was important to note that the valuations should not be used for any other purpose, including as a guide to what sum should be insured in a house insurance policy.
What it would cost to rebuild a property is usually significantly different to the "improvements value".
"The Local Government (Rating) Act 2002 defines how rates can be calculated," she said.
"General rates cannot be calculated using the improvement value, although targeted rates can be. Auckland Council uses the capital value to calculate general rates and does not use the improvements value to calculate any targeted rates."
其中一个评论也说了
I worked for a firm which carries out rating valuations for councils and this has always confused people. They're called rating valuations for a reason: the only reason these valuations are done at all is for councils to determine rates based on land value. That is their only purpose: the council doesn't commission them as a sort of "public service" to let everyone know what their house is worth "just in case" you feel like selling (they only inform you of the valuation at all so you can object if you believe you'll be overcharged on rates). These valuations must all be standardized by statistics to a set date so that they legally meet their intended purpose: in most areas, this means valuations are only done once every three years so, in a market as volatile as ours, there is no way rating valuations will reflect what a home is worth at sale on any given day, only on the set date for that region, and only according to the legally-established statistics. But the urban legend of "government valuation" having some official merit in the sale process persists anyway - thanks, realtors who exploit people's misunderstanding and perpetuate the myth. If you're selling, get a Market Valuation - that's what really counts - and forget about the council's valuation unless you think the land value portion of it is too steep.
所以,不要纠结IV了,康嫂只看LV
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