谁解释一下leasehold和freehold

buddyyuan

最近看房，是leasehold，90年建的。区不错。不是全幅地。能买吗？

buddyyuan

补充：term是999年，那和freehold具体区别是哪里？

NewLynnHse

999年应该是cross lease 吧？如果是的话，个人觉得在没有全副地，freehold的选择下，这个是下一个比较好的。

buddyyuan

新手，所以求具体说明

NewLynnHse

http://www.lawinnz.co.nz/conveya ... wnership-in-nz.html


1) Fee simple: This represents a form of freehold ownership and in essence represents absolute ownership of the property.

2) Leasehold: This is a form of property tenure where one party buys the right to occupy land or a building for a given length of time.  Until the end of the lease period the leaseholder has the right to remain in occupation as an assured tenant paying an agreed rent to the owner.

3) Cross lease: This is a hybrid form of multi-unit tenure in which each owner has an undivided share of the underlying freehold as tenants in common, and is granted a registered leasehold estate of the particular unit or flat occupied.  Effectively the property owners share ownership of the land and each owner leases their building from the other owners, which together form the cross lease title.

4) Stratum estate: Under the Unit Titles Act 1972 the deposit of a unit plan has the effect of creating in each unit (usually multi-unit dwellings, shops, offices or industrial premises) a new kind of statutory estate called a stratum estate in freehold, or a stratum estate in leasehold, depending on whether the land which was subdivided into units was freehold or leasehold.

NewLynnHse

http://www.conveyancing.co.nz/terminology

Cross-lease (title)
This type of ownership is common where there is more than one property (often called flats) on a single title. The owners of each property co-own the land and each leases their own property, which together form the cross-lease title.

Freehold (title)
This form of title means that you own the land and the buildings on the property, with few restrictions (although the buildings are not shown on the title documents). It is the most common form of title in New Zealand.

Leasehold (Title)
Under this form of title, someone other than the occupier of the property owns the land and charges rent for a specific term to the lessee. Sometime buildings on the land belong to the lessee, subject to the terms of the lease. The lessee may have an option to purchase the freehold, giving them unrestricted title to the land in addition to the buildings. Your lawyer will advise you whether you are buying freehold, leasehold or another form of property ownership, as this will determine what you can do with the property and will affect the amount you pay.

NewLynnHse

你怎知道是leasehold?

buddyyuan

中介给的资料上写的是

NewLynnHse

buddyyuan 发表于 2011-11-21 21:39
中介给的资料上写的是

那资料上有没有提到 cross lease?

NewLynnHse

buddyyuan 发表于 2011-11-21 21:39
中介给的资料上写的是

或者 Fee Simple - 1/2 share 之类的？

buddyyuan

上面没提到cross lease. 但写的1／2 share

NewLynnHse

buddyyuan 发表于 2011-11-21 21:49
上面没提到cross lease. 但写的1／2 share

那应该是cross lease了，大概的意思就是地是你和另一家共同拥有的，那个999年只是跟彼此租用"一半"的地.

麻烦的就是如果想做点改动, 尤其房子外面的, 需要另一家签字同意. 当然freehold (fee simple) 是最好的, 这个排第二吧.

NewLynnHse

buddyyuan 发表于 2011-11-21 21:49
上面没提到cross lease. 但写的1／2 share

可以跟中介确定一下是cross lease.

buddyyuan

好的，谢谢

buddyyuan

好的，谢谢

buddyyuan

仔细看了一下是fee simple 1/2 share

阿海

Freehold cross-lease
只要查查cross-lease的条约，关于物主的责任就好了，跟freehold没什么不一样的。

buddyyuan

仔细看了一下是fee simple 1/2 share

化腐朽为绵掌

顶下 。。。

KINGK

FREEHOLD 你可以随便弄。

cross -LEASE  就是土地是大家共用的，你站一份，  你如果给自己的那边打个DECK 什么的你要有加到DISTRICT PLAN 。 加一个进去， 申请费就三千

陌生的香港人

KINGK 发表于 2011-12-14 10:42
FREEHOLD 你可以随便弄。

cross -LEASE  就是土地是大家共用的，你站一份，  你如果给自己的那边打个DE ...

LS 無論 freehold/crosslease 發展都要符合 District Plan 的規定  要是違規一樣可能要拿鄰居同意  什麼可以說成是 “怎麼弄都可以”？

billxuxm

学问多多。。。

RayWhite-Amanda

bestfan 发表于 2011-12-12 22:58
简单的说，FREE HOLD就是房子和土地都是属于你的，你怎么弄都可以

LEASE HOLD就是房子是你的，土地不是你 ...

lease hold 跟cross-leased还是有很大差别的，我觉得楼主说的是cross-leased title。
同意那个阿海说的。