用ASB的信用卡在韩国网站买东西出现3D secure error

shoegal

求救，RT，
在韩国网站用ASB的信用卡付款，出现3D SECURE EERROR。写邮件过去，他们说是韩国银行新启用的安全措施。打电话给ASB银行，人家说从来没听过这个3D的东西。
有人了解吗？求助

某人的马甲

3D=3-party handshake
网站和asb之间的web service或asb payment control的问题，技术上的事，不是你能控制得了的，试试别家信用卡吧

John.G

How does 3D secure authentication work?
It requires the card holder to enter a password (only if the card holder is enrolled) as an additional step to entering their credit card details that is verified by the issuing bank. Once the issuing bank has verified the password, the user is then redirected back to the merchants web site.

ASB的似乎没有3D的验证

shoegal

这是新技术吗 ，新西兰的任何一家银行都没有吧 ？

John.G

如果我没记错的话似乎WestPac的是可以的。

光芒

我之前拿新版50美元去银行换，是那种有点儿粉红色的，银行的人没见过，没收，我直接无语··············

shoegal

5# John.G
消息确切吗？？那我明天去申请一张

John.G

5# John.G  
消息确切吗？？那我明天去申请一张
shoegal 发表于 2010-10-15 00:10

我给你查了下。。可以肯定。。。
Westpac require all customers to be 3D secure.

Online authentication of purchasers
The primary risk facing merchants accepting Internet transactions is the difficulty
faced confirming the purchaser is the genuine cardholder. Where a cardholder
disputes having made an online purchase, irrespective of whether this is actually
the case, the merchant is generally liable for the chargeback.
Visa and MasterCard have jointly attempted to overcome this burden placed on
Internet merchants by developing an online cardholder authentication service
known as ‘Verified by Visa’ and ‘MasterCard SecureCode’. A term called ‘3D
Secure’ refers to the technology platform through which this service is offered.
Verified by Visa and MasterCard SecureCode works as follows:
A cardholder r • egisters with their bank
13
The cardholder creates a password ( • similar to an ATM pin number)
• Cardholder browses merchant website and selects goods/services to purchase
• When a cardholder attempts to make a purchase, the cardholder is asked to
enter the password they previously created when registering with their bank.
The 3D Secure software can detect if a card is enrolled or needs to be enrolled.
The standard authorisation process is followed for cards that are not able to
support this service
• When the cardholder enters the password, the information is routed to the
cardholder’s bank for verification. The result of the password verification check
is then sent to the merchant, advising whether the purchaser entered the
correct password. If the wrong password is entered, it is likely that the purchaser
is not the rightful cardholder and the merchant should not proceed with the
transaction as liability then shifts back to the merchant.
The primary benefit to merchants of these verification processes is the
chargeback liability shift that occurs. Subject to a few exceptions, if a merchant
attempts to authenticate a purchaser using 3D Secure, both the cardholder and
their bank lose the right to make a chargeback claiming the cardholder did not
make the transaction. This is irrespective of whether the cardholder or their bank
subscribe to 3D Secure – all that matters is that the merchant has implemented
3D Secure, and attempted to verify the cardholder’s password.
Of course, if the password verification check fails (the purchaser entered the
wrong password), you should not proceed with the transaction. If you proceed
with the transaction after a cardholder has failed the verification check, you will
incur the liability should a chargeback result.

shoegal

8# John.G
谢谢你，帮了我个大忙：）

xinhuage

请问哪些韩国网站可以买东西？