ZT:哇塞，这个新闻一出来，会不会真的崩盘啊？

NewLynnHse

有多少人是在negative gearing的啊？

Property investors lose out as Government ends negative gearing
http://www.newshub.co.nz/home/politics/2018/05/property-investors-lose-out-as-government-ends-negative-gearing.html

The Government has announced the practice of negative gearing on investment properties will end in 2019.

Investors can currently offset losses so that they pay tax against a smaller income, but the Government says negative gearing is simply a subsidy for property speculators, and from next year it will be gone.

"It's distortionary in the property market.  We want to make sure first home buyers have a fair go," Finance Minister Grant Roberson said.

It's distortionary because investors can offset losses against their income to reduce their tax.

The Property Institute's not happy.

"[We're] extremely disappointed because the rationale behind it is essentially about envy and punishment of landlords," CEO Ashley Church said.

Negative gearing works like this: if an investor buys a property and pays $40,000 in mortgage payments and expenses, but only earns $30,000 in rent, they can deduct their $10,000 loss off their taxable income and pay less tax.

Someone earning $80,000 would only pay tax on $70,000.

National says scrapping it will hurt more than just speculators.

"We have to be careful we're not scaring off Mum and Dad property investors, just middle New Zealand trying to invest a bit," leader Simon Bridges said.

The Property Institute says targeting landlords when housing stocks are already low makes no sense.

"All this is going to do is scare property investors - particularly first-time property investors - out of the property market, which will reduce the number of rental properties available," Mr Church said.

The institute says it will drive up rents - but some experts back the Government decision.

Financial author Mary Holm told Newshub negative gearing has made property a "ridiculously good investment" for those who can afford it, and that's not really fair.

Newshub.

阿海

不会的。

这个就像2012年building depreciation被取消而已，就是新的投资者少点甜头而已。

资深投资者基本上都是正现金流要缴税的，没有任何影响，反而竞争减少（新手有些被吓跑）。

adsl2

鼠版自己就有投资房怎么还问这种问题?  

NewLynnHse

adsl2 发表于 2018-5-4 18:05
鼠版自己就有投资房怎么还问这种问题?

当然要问嘛，我怕真的崩盘我就惨了，得申请破产啦

adsl2

NewLynnHse 发表于 2018-5-4 18:09
当然要问嘛，我怕真的崩盘我就惨了，得申请破产啦

哈哈。。。。。。你不会是年年报亏吧 所以一定要自己管房子

ThinkOutLoud

感觉工党政府想提高投资门槛，帮助有钱人更有钱，不太穷的人变穷，穷人当然还是穷

261874939

NewLynnHse 发表于 2018-5-4 18:09
当然要问嘛，我怕真的崩盘我就惨了，得申请破产啦

如果你破产，你还能开车10几年丰田破车去各大TWH找10c 鱼罐头么？

老老妖刀

这样政府是不是就会增加财政收入。

没加税。但收入增加了。

evenspu

阿海 发表于 2018-5-4 18:02
不会的。

这个就像2012年building depreciation被取消而已，就是新的投资者少点甜头而已。

每个专家都有自己的立场和观察事物的角度

occc

阿海 发表于 2018-5-4 18:02
不会的。

这个就像2012年building depreciation被取消而已，就是新的投资者少点甜头而已。

有道理

但对那些有30年的interest only还是有点影响的

bloodelf

算上今年的还能退两次，大家赶紧买耗材，买工具，刷个墙，修个顶，扫个烟囱，换个锁之类的吧。

阿海

occc 发表于 2018-5-4 18:49
有道理

但对那些有30年的interest only还是有点影响的

任何loss都会留在公司里，以后赚钱了可以抵掉利润的。

阿海

evenspu 发表于 2018-5-4 18:42
每个专家都有自己的立场和观察事物的角度

所以才是专家啊            

evenspu

阿海 发表于 2018-5-4 19:10
所以才是专家啊

借着里问问，你觉得AKL以外的商业物业，多少回报率值得买？

tiannz

NewLynnHse 发表于 2018-5-4 18:09
当然要问嘛，我怕真的崩盘我就惨了，得申请破产啦

你这么节省都会破产，那就不会有幸存者了

park45

崩盘是不会的。
对投资者是个坏消息。现在的租房市场，这两年买进的基本是倒贴的。negative gearing多多少少能减少点损失。
而对政府是件好事---又能增加一笔税收。

阿海

evenspu 发表于 2018-5-4 19:31
借着里问问，你觉得AKL以外的商业物业，多少回报率值得买？

人口越少地方，租金回报率要买越高。

我觉得至少6%

clam

阿海 发表于 2018-5-4 20:59
人口越少地方，租金回报率要买越高。

我觉得至少6%

a bit too low, i think 7% if outside Auckland...
too risky...

阿海

clam 发表于 2018-5-4 21:12
a bit too low, i think 7% if outside Auckland...
too risky...

At least 6%, so really depends on the area