首次购房 － Kiwisaver

Sherry Wang @ NZ

今天和大家谈谈首次购房－Kiwisaver的优惠：如果您加入kiwisaver至少3年，至少从您的工资中支付了最低要求的薪水的3％去Kiwisaver，您可以提取资金作为购买您的第一个家的首期. 您可以提取您的支付和您雇主的支付，但$1000的政府启动资金必须保留在您的kiwisaver账户中.

大胸之罩

那么如果之前买过房，但是现在名下无房呢？

beatles

长知识了！！！

joeistheman

大胸之罩 发表于 2018-9-13 14:51
那么如果之前买过房，但是现在名下无房呢？

大胸三哥居然买房了，真羡慕

Sherry Wang @ NZ

如果您曾经有过房，在某些情况下是可以的，这由 Housing New Zealand 来评估您的财务状况，可以打电话给他们咨询：0508 935 266

blowjoy

如果kiwisaver回报率高于贷款利率是不是不应该取呢？

大胸之罩

joeistheman 发表于 2018-9-13 15:22
大胸三哥居然买房了，真羡慕

抠脚三哥居然买屌丝牌兰博基尼了，真羡慕

Sherry Wang @ NZ

除了买房首期，Kiwisaver 目前要到65岁才能提取，长期来说房地产的回报会更好

Skywalker123

对於首次购房者，还有一个利多，附贴如下：

KiwiSaver HomeStart grant
If you're a first-time buyer and you've been making regular KiwiSaver contributions for at least 3 years, you may be able to apply for a KiwiSaver HomeStart grant through Housing New Zealand.

How it works
If you buy an existing home, you can get $1000 for each year you’ve paid into the scheme. The most you can get is $5000 for 5 years.
If you buy a new home or land, you can get $2,000 for each year you've paid into the scheme. The most you can get is $10,000 for 5 years.

Building your own home
If you buy a property with other people who qualify for a KiwiSaver HomeStart grant, you can all apply but the most you can get for one property is:

·        $10,000 for an existing property
·        $20,000 if you buy a new home or land for a new home.

首先要向承办你的Kiwisaver的银行报备准备提款买房，其次向在地的Housing NZ提交HomeStart grant pre-application form，十个Working Days可以审批出来。
买房/地後，凭契约及其他相关文件，递交正式申请，十个 working days可以拿到补助款！