关于大家连名账户调查， 有日常+贷款+储蓄的情况

duncan

既有收入，又有贷款的同学，连名账户大家一般是开哪个银行的什么户型呢？

或者说只有贷款的，大家都用哪个银行呢？ 哪个银行利息比较好（就是和日常生活用的账户分开的）？

或者说储蓄大家用哪个银行呢？还是银行利息，或者理财的。

最多可以选3项 － 平时花销，储蓄，贷款

平时花销和储蓄用asb，贷款用kiwibank，大家有什么建议么？

duncan

就是想作个调查

sammy1112

ASB

taomibaobao

这个都要调查啊。。。

Anonymous

需要提高中文。。。

瓜子儿

westpac。。。。

玻璃水晶

個人推薦ASB,非常不喜歡N字頭那家

leoh

说说原因？

夏天的圣诞

帐户为什么要联名？

无过

ASB................


- 發送自我的 iPhone 大板凳應用

sammy1112

看来大多数都是ASB

billcai2004

8.  Sovereign is owned by ASB Group. it is one of the biggest insurance company in nz la...anyway, asb is more convienient for day to day and good interest for deposits.

qzp3900

中区大锅电视00

银子太少， 没钱储蓄

快乐的猴子

至少要两个银行, 理由:

某天你要开证明时, ASB(贷款)不管你有多少储蓄,它们都会说你是负的assets,
其他银行会开证明你有储蓄.

iopegirl

asb存点钱。。。。。。。。。。。。

sdjoke

bnz..........

Littlepigpig

開個flexi homeloan, 就不存在存款貸款日常開銷的問題﹐all in one....
不過每次看到負六位數的時候﹐ 心裡壓力很大就是了。

13951832216le

DDDDDDDDDDDDDDDDDD

Butter鞋屋

每个月都是月光，不存在存哪里比较好的问题

wonderfulli

national的。

qtq7373

asb and national

陌生的香港人

Why 连名? Is this post for couples only OR does LZ assume everyone in the Working Class must have married but not single?

LZ should say so on the title.....

sam2006

asb........
no other chose as only asb agreed my application for  homeloan many years ago......
interest rate of home loan  is a little bit higher than other bank ,but services is better.
pay more get more la...

大白猪的宝宝

还贷的是联名帐户， ANZ
老公自己的帐户也是ANZ的，挂在一起

我自己的是ASB的

呼啸寒风

heartland的零存整取账户

MelaleucaShop

sovereign go home loan, or ASB reduce limit revolving credit loan, combine loan and income into the same account, purpose is to avoid saving account, use every dollar earned to reduce mortgage. (instead of receive very low interest and pay tax on interest, it better to be used to reduce homeloan.

i use ASB's internet banking system, easy to do share trading and banking at the same time :-)  use credit card for the majority of the bill payment and daily transactions and clear off once a month, so i know how much i spend in average for a month, easier to monitor the expenses. :-)

so far so good.{:8_385:}