坑爹啊！你们仔细看房屋保险wording没有？

缝小肛

NZI：

We cover sudden accidental loss to the house during the period of insurance but only when it is
caused by any of these:
1. fire;
2. explosion or lightning;
3. storm or flood;(没有地震？？？？？？？？？？？？？？？？？？？？？？？？？没有earthquake or volcanic eruption or hydrothermal activity or geothermal activity or tsunami)
4. riot or labour disturbance;
5. burglary or theft, but not by any of these:
a) any tenant;
b) any person who is living at the house;
c) any person who is lawfully at the house;
6. aircraft or any other aerial or spatial devices, or articles which drop from them;
7. water which leaks, overflows or is discharged from any domestic water system installed in or on the
house or on any domestic land which goes with it;
8. oil which leaks or overflows from any fixed oil-fired heating installation in or on the house or on any
domestic land which goes with it;
9. intentional damage, but not by any of these:
a) any tenant;
b) any person who is living at the house;
c) any person who is lawfully at the house;
unless the intentional damage is by fire or explosion;
10. impact by any vehicle, animal, or aerial or its fitting or mast;
11. opossums which enter the house;
12. freezing of any permanently installed domestic water system or heating system installed at the
house, other than external pipes.

缝小肛

大家保险多少钱，就house。

stella

地震和海啸据说是不可抗力因素，貌似是这么说的，好像都是不管的，保险巨坑人。。

R33

不包地震? 我买了ASB的,不知包不包?

{:7_365:}{:7_365:}

自在就好

地震不是有专门机构管吗

NewLynnHse

自然灾害好像是EQC包的.

http://www.eqc.govt.nz/abouteqc.aspx

我是轮子

karaok 发表于 2012-4-2 21:11
Asb的包地震的，EQC管10万剩下的保险公司管

10万能买几扇门窗？

john.li

AMI 的也包了地震

cm31

大部分房屋保险都该管地震吧

Seavivi

买的ASB，特意问了，包地震等天灾的；而且听说今年因为地震危险提升，保险比去年还提价了,5555555

R33

Seavivi 发表于 2012-4-2 23:17
买的ASB，特意问了，包地震等天灾的；而且听说今年因为地震危险提升，保险比去年还提价了,5555555

哪就安心了,謝謝~~

sleeping

个人房屋如果没买保险，eqc是不保的，如果买了保险公司的保险，其中一部分是由保险公司代扣给eqc，这样eqc就保你损失的前10万，后面部分的赔偿由保险公司top up.财产保险同理，不过财产保险eqc只负责前面两万

苹果醋

楼主是哪家的保险公司? 多少钱的房屋保险?