KIWI SAVER 对第一次买房有什么帮助

george5275

KIWI SAVER 对第一次买房有什么帮助？最近要买房不知道有啥补助。当时听说政府有政策，是不？

爱国爱港

KIWI SAVER 对第一次买房有什么帮助？最近要买房不知道有啥补助。当时听说政府有政策，是不？
george5275 发表于 2011-8-8 19:47

从没有听说过纽西兰政府会给买房子有任何帮助，KIWI SAVER是你打工储蓄下来的钱，只是说你买第一栋房的时候，你能打开KIWI SAVER储蓄下来的钱去买房，不用等到六十五岁才能打开

bCOOL

我早就退出kiwi saver了。这跟存银行没嘛区别。现金在手还是好些，我才不交给政府呢，说得再好也是N年以后的事情，画个饼也不能充饥啊。

aklweta2010

参加后5年买房,可以用来付首付

huiyeee

一定要满5年吗??

NewLynnHse

应该是3年吧?

http://www.hnzc.govt.nz/hnzc/web ... -with-kiwisaver.htm

KiwiSaver first-home deposit subsidy

You can apply for the deposit subsidy if you have belonged and contributed to a KiwiSaver scheme, complying fund or exempt employer scheme for at least three years.

The subsidy is $1,000 for each year of contribution to the scheme:

3 years of contributing = $3,000 (the minimum you can get)
4 years of contributing = $4,000
5 years of contributing = $5,000 (the maximum you can get)
You can buy a property with other people who may also qualify for a deposit subsidy.

You may only receive the deposit subsidy once, and it is paid directly to your solicitor, on settlement day.

Eligibility criteria

Step 1: Check you are eligible for the deposit subsidy:

I am 18 years or older
I have not received a deposit subsidy before
I am a member of a KiwiSaver scheme, complying scheme or exempt employer scheme
I have contributed at least the minimum percentage of my income to a KiwiSaver scheme, complying fund or exempt employer scheme for at least three years (does not need to be consecutive). From 1 July 2007 to 31 March 2009 the minimum contribution was 4 percent of income. From 1 April 2009, the minimum contribution was reduced to 2 percent
I have a combined yearly income of $100,000 or less (before tax) for one or two buyers, or I have a combined yearly income of $140,000 or less (before tax) for three or more buyers
I am buying one of the following types of property and land arrangements: (for more information on these property types — see our FAQs or talk to your lawyer)
Fee Simple
Stratum estate freehold and leasehold
Cross-lease (freehold and leasehold)
Leasehold

NewLynnHse

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george5275

谢谢楼上的兄弟，现在明白了，可惜啊，差了半年才能到三年整。但不知道，现在房子已经买了，那到三年的时候能不能再提出来呢？

NewLynnHse

这个还真不清楚，不妨试试。