本帖最后由 阿海 于 2012-11-26 09:58 编辑
http://www.interest.co.nz/opinion/62158/bernard-hickey-does-numbers-investing-residential-rental-property-and-amazed-sure-thin
总体来说我觉得Bernard比起两年前写的关于房地产的有很大进步了,总体写得不错。
银行一般只贷第一个自住95%,头4个投资90% (BNZ),之后的估计只能80%了。
别的写得都挺好,但西区和南区升值并不是那么理想的。
还有就是房子可以top up的,那将来可以达到infinite return。
“That implies rents of well over NZ$400 a week, but I'm told that's quite possible, particularly if I can get the government to pay accomodation supplements.”
西区南区房租不只那么少吧? Accomodation supplement?? 租给吃福利的家庭?? No thanks。
“So what am I waiting for? I've almost convinced myself I should do it.”
Sarcastic, as always.
总结: 没有很多投资房的永远信息都是second hand,不够专业的呵呵。 |