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Overseas Visitors Health Cover (OVHC)
Overseas visitors on temporary visas are not eligible for Medicare benefits unless they are from a country with which Australia has a 'Reciprocal Health Care Agreement'. Currently, Australia has agreements with the United Kingdom, Malta, Finland, Sweden, Italy, New Zealand, the Netherlands, Ireland and Belgium. If you are visiting Australia from these countries, you are generally covered for medically necessary treatment in a public hospital. If you are unsure of your Medicare eligibility status, you should check with your local Medicare office, which is listed in your local telephone book.
A number of private health insurers and general insurers provide health cover for overseas visitors. Benefits available, membership costs and eligibility can vary between insurers.
Most overseas visitors’ health cover products have limited cover for pharmaceuticals. Overseas visitors may face significant out-of-pocket costs if they need treatment with pharmaceuticals, particularly cancer treatment.
Lifetime Health Cover and the private health insurance rebate do not apply to overseas visitors' health cover. Goods and Services Tax (GST) is applied to the cost of overseas visitors' health cover policies. |
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