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本帖最后由 bungyjumping999 于 2018-4-12 13:33 编辑
NewLynnHse 发表于 2018-4-11 17:33 
但是如果对方不承认的话,LZ明年不是得涨保费了吗?
yes, no claim bonus discount is gone. not much, probably $10.00
If he can't find evidence on the identity of the person, it is still insurance problem, cos his insurance policy covers whether witness is found or not.
Insurance has its own investigator, let them work, not you, running around to find witness....... haha.
I know the system well. Don't let insurance use you to do the dirty job. They will however use your name to file claim, that part you have to co-operate. You can give them the version of your story, it is up to them to find the CCTV etc. IF their case is not strong, tribunal might thrown out the case, again, it is still the insurance problem.
And that is why you buy the insurance for, right?
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