房贷broker协议是否妥当？

nuwaw

房贷broker发来一份协议，看协议中第一段的授权还OK，可后面的授权就越来越别扭看不出个端倪，还请大律师和大侠们过一眼，看看其中真是含义和目的，是否可签？？多谢~~
I/we give the broker express authority to act on my behalf with all lenders, product providers and associated parties in respect of obtaining a home loan eligibility and/or riskproducts associated with this application.

I/we understand that the broker does not charge me for these services, unless specifically agreed in writing in advance, but receives a commission from the lender providing the loan.The broker is not an employee, agent, partner, nor joint venture partner of, nor does the broker act on behalf of the lender. I/we acknowledge that personal information collected in thisform and in the course of my dealings with the broker named in this application (broker) is collected initially for the purpose of assessing my application for mortgage finance andmay be given to a number of lenders (each a lender) at the discretion of the broker.
If my application is successful,
I/we accept, that the information will be used by the lender for thepurpose of administering the loan and by the lender and broker for administering any ongoing commission payments to the broker.If the broker has an arrangement with the lender that the lender will pay ongoing commission over the term of the loan, the lender will periodically disclose the loan balance to thebroker.
I/we accept that the broker and lender might use my personal information for market research purposes and to notify me/us of products or services that may be of interest to me/us.
I/we accept that the lender will, from time to time, make the information available to the lenders mortgage insurer (if any) any person with whom the lender proposes toenter into contractual arrangements, any security, trustee and any assignee or potential assignee of the lenders rights (the recipients).
The name and address of the broker that will hold this information is:

Name:
Address:
I/we understand that I/we are not required by law to provide any personal information to the broker but any failure to do so might prejudice any chances of obtainingfinance.
I/We authorise:
•         The Broker, the Lender and the Recipients to collect personal information about me from third parties including, but not restricted to, credit reporting agencies, banksand employers, and for those third parties to disclose information to the Broker, the Lender and the Recipients.
•         The Lender to disclose my personal information to the Broker during the term of the loan in order to answer my queries or assist me with my financial arrangements asmy circumstances change.
•         The Broker, the Lender and the Recipients to disclose my personal information to credit reporting agencies and also to any third party making an authorised enquiryabout me.
•         The credit reporting agencies of the Broker, the Lender and the Recipients to hold my personal information on their systems and to use my personal information held ontheir systems to provide credit reporting services.
•         The credit reporting agencies of the Broker, the Lender and the Recipients to provide my personal information to its customers using their credit reporting services.
•         The Broker, the Lender and the Recipients to use the services of their credit reporting agencies in future for the purposes related to the provision of the loan and/or any othercredit to me. This authorisation shall include the use of any monitoring services to receive updates about me if any of the personal information held about me changes.
•         The Broker, the Lender and the Recipients to give information to credit reporting agencies about my default in any payment obligations.
•         The credit reporting agencies of the Broker, the Lender and the Recipients to provide information about my default in any payment obligations to other customers of thecredit reporting agencies.I/we understand that pursuant to the Privacy Act 1993
I have the right to request access to and correction of any personal information held by the broker of by the lender.I/we confirm that: (Delete those not applicable) The information contained in the application is true and correct;
I am to meet legal and valuation costs;

I am not registered for GST and will not be with respect to the security property.
I am/will be registered for GST but the security property is not/will not be used for the purpose of a taxable activity.
I am/will be registered for GST and the security property is/ will be used for the purposes of a taxable activity.I/we acknowledge that as part of the intended financing transaction I should review my personal risk insurance requirement.

I have been offered the option to review my personal risk insurance requirements by a specialist insurance adviser and have decided to: (delete not applicable)Have the review completed by an appointed insurance adviser Decline the option to review my personal risk insurance requirements and exempt the broker, consultants, insurance advisers from any liability or loss caused as a resultof this decline.The signing of this application form in no way implies an application has been made to the broker for such a review.
I understand that should my circumstances change before the loan is repaid,
I am responsible for continuing to make loan repayments.In the event of my death,
I understand that it will be my estates responsibility to make the loan repayments and or to pay off any loan balance.
I acknowledge that I have been provided a copy of the brokers Personal Disclosure Statement


Signed