What can the government do to help housing affordability?

frank_wu_98

Give up on thinking house prices will drop to affordable level. It won't

Don't build more houses, build more apartments. The new houses are all million dollar+, they are not affordable. Sure kiwis don't like apartments but some will buy and they will be able to afford their own homes. When it reaches a tipping point apartments will become popular.

Drop the interest rates. Inflation at the moment is pathetic. Drop the interest rates to near 0 and people will be able to borrow more money and will be able to make repayments. Sure house prices will surge but that doesn't matter. It's unaffordable already anyway, let people borrow to buy nice apartments in good suburbs.

Just my thoughts. Discussion welcome.

bennayon

提问 什么叫Tipping Point

NewLynnHse

start teaching personal finance in schools

clam

kiwi 絕大部份不會買公寓自住的
會買公寓的洋人一般都是出租、自住的基本上不是kiwi(maybe brits  as they r so used to living in apartments in uk)

政府有種的話可以不讓沒PR 的買房啊

But trust me, Key won't do that :P

frank_wu_98

bennayon 发表于 2015-7-12 23:16
提问 什么叫Tipping Point

the point at which a series of small changes or incidents becomes significant enough to cause a larger, more important change.

frank_wu_98

clam 发表于 2015-7-12 23:20
kiwi 絕大部份不會買公寓自住的
會買公寓的洋人一般都是出租、自住的基本上不是kiwi(maybe brits  as they  ...

It's their choice but if there's more apartments they can't complain they can't afford a home. I wouldn't mind living in a luxury new apartment around $600k.

玛莎拉帝

NewLynnHse 发表于 2015-7-12 23:18
start teaching personal finance in schools

learn how to save in primary

cath

不管阿帕们还是豪斯，不懂理财的话啥都买不起

玛莎拉帝

cath 发表于 2015-7-13 00:04
不管阿帕们还是豪斯，不懂理财的话啥都买不起

阿帕们=啊帕特们特

yoursqueenb

clam 发表于 2015-7-12 23:20
kiwi 絕大部份不會買公寓自住的
會買公寓的洋人一般都是出租、自住的基本上不是kiwi(maybe brits  as they  ...

说的对。。。。。。。

后文车妖

奥克兰这个房价问题，从本质上讲是地域经济结构不合理的一个体现。需要从新对基础设施和基本经济结构再调整。不过，基于这边的习惯和经济政治体制，很难在合理时间内有所改善。所以讨论奥克兰的房价问题是没什么意义的。