Interest rate

frank_wu_98

其實利息低，房價高是理所當然的。之前有些人還不出貸款要賣房，現在借更多利息還更少，看到喜歡的房當然願意出多ㄧ點錢。

今天看到Kiwi老先生老太太買2 bedroom 850k 當年他們買房的時候那間可能8.5k都不要但是現在他們可能Downsize 本來房子賣個2M 他覺對不會想花8.5k 買個2 bedroom

只能說時代不同了，如果利息漲回到10%，房子絕對不值這麼多錢，滿街都要賣，炒房怎麼炒也炒不起來，大家也ㄧ定想跌到谷底再買

http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11487191

Consider this: back in December 2008, when the Sydney median house price was "only" A$540,000, the banks' benchmark interest rate for home mortgages was 9.45 per cent. That means the interest on a A$500,000 loan would come to about A$4000 a month. But with interest rates currently at about 5.2 per cent, A$4000 a month can pay the interest on a A$920,000 loan.
These numbers pretty much align with the rise in house prices over the same period.
What's really happening is this: instead of pocketing the savings to be had from low interest rates, Sydneysiders are using the money to pay more for their houses.

jonina

但是利率会涨的。随着美国加息，全世界会步入一个利率上涨的周期的。