英文借据样本 Acknowledgment of Debt （仅供参考）

CNGBA

今天早晨和我的同事 Dave 聊天，提到有中国网友想知道怎样写英文借据。他开玩笑说，他认识的中国人都不从别人那里借钱， 只借钱给别人。三十多年做律师的经历中，他遇到几次和中国人打交道的机会，涉及到经济方面的问题，中国客人都是债主。
他随笔写下了一个借据的样本。仅供文字参看.

----------- 选择新西兰  May 0800sacked
                Acknowledgment of Debt

I ("the debtor"), acknowledge that I am lawfully indebted to _____________("the creditor"), for the sum of  $__________ ("the debt") being a loan granted on ___________ 2010.

I undertake to repay the debe in full by the ________ 2010.

In the event that the debt is not repaid in full by the said date, interest will accrue on the outstanding portion until paid at the rate levied by the _______ bank on overdraft accounts from time to time.



Singed on ________ 2010

____________________
The Debtor

Address ________________________________________________



_____________________
The Creditor

coke

Cool as, I will copy and save it to MS template, will be useful after winning the lotto this saturday night.
{:7_362:}

浅浅@新雅痞主义

Cool as, I will copy and save it to MS template, will be useful after winning the lotto this saturday night.
{:7_362:}
coke 发表于 2010-5-5 11:52

haha, the lotto should be mine

hungugu

謝謝樓主，很實用。

CNGBA

帖子对上班族有帮助，我很高兴。--------  May

TLizzy

如果是借给别人，同时要分期付款或者有利息的话，可以用下面这个：

I______ (individually) or we__________, jointly and severally, promise to pay to__________ ,lender, the principal amount of _________________(written in both figures and in words) plus interest.

Interest shall be charged at the rate of _____% (specify payment period or per year). Interest shall accrue from the date this note is signed and money loaned, until the date the note is paid off in full.

The note shall be paid in ______(number) of installments of $_________ (dollar amount, in numerals and words) beginning on ____________ (date due) and on the _______ day of the each month thereafter until the principal and interest are paid in full.

Each payment shall first be applied to unpaid accrued interest, and the remainder will be applied to the remaining balance of principal.

If any payment due under this note is not received by the lender within _________ days of its due date, the entire note of unpaid principal and accrued but unpaid interest shall become immediately due and payable at the option of the lender without the need of any additional notice to the borrowers.

If the lender prevails in a lawsuit to collect this note, I / we agree to pay the lender's court costs and attorney's fees in any amount the court finds reasonable.

Should the borrower pay off the entire loan prior to its due date, the interest will be recalculated so that there is no prepayment penalty.

(Date the note. Leave space for signatures of all parties, specifying whether they are the borrowers or lenders, with names written out under each and with addresses and phone numbers. Each party should get an ordinal signed and fully executed copy of each note.)