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标题: CGT来了 [打印本页]

作者: 快乐123 时间: 2019-2-21 11:46:30 标题: CGT来了

https://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=12205791The key report recommendations• Capital gains tax to apply after the sale of residential property, businesses, shares, all land and buildings except the family home, and intangibles such as intellectual property and goodwill.
• Tax rate to be set at the income-earner's top tax rate, likely to be 33 per cent for most.
• Calculation of gains not to be retrospective - tax to be applied to gains made after April 2021.
• Art, boats, cars, bikes, jewellery, personal household items and the family home to be exempt.
• Losses on the sale of assets bought before April 2021 will generally be able to be used to reduce paid on gains from other assets.
• Increase the threshold of the lowest tax rate (10.5 per cent), allowing more income to be taxed at the lower rate.
• Increase social welfare net benefits to allow similar benefits as low-income earners post tax threshold adjustments.
• House on farms and surrounding land up to 4500 sq metres exempt from CGT, calculated as a percentage of total farm value.
• CGT on small businesses can be deferred (roll over relief) if annual turnover is less than $5 million and sale proceeds are reinvested in similar asset class.
• No support to make company tax progressive, i.e. smaller companies paying less than 28 per cent.
• Capital gains tax estimated to raise $8.3 billion over five years.
• Expand coverage and rate of Waste Disposal Levy, expand the ETS and use congestion charging.
• Better tax benefits for KiwiSavers on low and middle incomes.

作者: keepower 时间: 2019-2-21 11:50:02

中产背负更多赋税

作者: 小莹子 时间: 2019-2-21 11:58:20

税蛮高的.......

作者: Lease 时间: 2019-2-21 12:02:35

来吧，反正这群SB不把这个国家整垮是不甘心的

作者: bungyjumping999 时间: 2019-2-21 12:06:34

本帖最后由 bungyjumping999 于 2019-2-21 12:11 编辑

Wait first, i am curious what Winston Peter would say and will he support it?

Most of his voters are old people ( retired baby boomers), so i am yet to see him making the statement.

Maybe this is his last term, so won't care much.
https://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=12205763

作者: rzrljb 时间: 2019-2-21 12:10:23

穷b表示不怕

作者: aniceguy 时间: 2019-2-21 12:45:57

我觉得起码有2点不合理。
1，升值是多年积累的，按一年的收入交最高档税，不合理，应该把升值平摊进这些年里面。
2，房主平时照料房子，一些小的维修升级，投入的时间对升值有益，应该扣除这部分人工成本再打税。

作者: weiz99 时间: 2019-2-21 12:45:57

也收不了俺几个子

作者: cjay 时间: 2019-2-21 12:54:45

我可不可以把老公变成前老公，然后把自住房和投资房变成一人一套自住房呢？

作者: bungyjumping999 时间: 2019-2-21 12:57:28

本帖最后由 bungyjumping999 于 2019-2-21 13:02 编辑

cjay 发表于 2019-2-21 12:54
我可不可以把老公变成前老公，然后把自住房和投资房变成一人一套自住房呢？ ...

your 前老公 can have a new girl friend to live in together, and that property will become their property.
Rather than paying CGT tax, you pay the other woman to take over which is 50% more expensive. haha...

Perfect scheme.

作者: 261874939 时间: 2019-2-21 12:57:32

来了来了

作者: bungyjumping999 时间: 2019-2-21 12:59:48

本帖最后由 bungyjumping999 于 2019-2-21 13:52 编辑

Time to move your capital resources out and use NZ as an Education base for your children and retirement only.

There are no much incentives to shift capital and accumulate capital in NZ once CGT is in and previous years of no tax on capital is the lifeline that keep NZ competitive in terms of attracting foreign capital into the Country, although some end up in residential houses.

For Shares market, it will be interesting to see how the foreign fund will react to this soon- to- be new tax.
The investor pool is already small, there will be little incentive to have companies listed in NZSX.

Time to consider parking your Fund, capital offshores ( Hong Kong, Singapore and tax haven countries) and live only with low capital and marginal tax rates while in NZ.

作者: cjay 时间: 2019-2-21 13:10:41

bungyjumping999 发表于 2019-2-21 12:57
your 前老公 can have a new girl friend to live in together, and that property will become their pro ...

I can have another husband too.

Anyway, just thinking there must still have some hole in CGT.
Eg, more private sell, under table deals. Family members split, gift to no property family then sell under their name, ext.
Just saying.

作者: nasi_chilli 时间: 2019-2-21 13:47:36

bungyjumping999 发表于 2019-2-21 11:06
Wait first, i am curious what Winston Peter would say and will he support it?

Most of his voters ar ...

就算weedstone pita现在否決了，2020后，工绿上台有50％（NZF不会夠5％）会立即推行。taxcinta下一屈会赢的，西门橋和鉄娘子不夠她玩。

作者: nasi_chilli 时间: 2019-2-21 13:49:32

bungyjumping999 发表于 2019-2-21 11:59
Time to move your capital resources out and use NZ as an Education base for your children and retire ...

M Intend to park to sg or Malaysia

作者: bungyjumping999 时间: 2019-2-21 14:10:20

本帖最后由 bungyjumping999 于 2019-2-21 14:18 编辑

The big bet is on

WHO WILL WIN THE NEXT GENERAL ELECTION?

If National can find a coalition, they will have a chance. There will be a reversal of business confidence and GGT will be an election issue. Possibly repeal overseas investment Act.

The proportionate voting system is flawed, Winston and Jacinda was never people's choice but people was left to accept them due to the flawed system. Once you let the Tyranny take over, it is very difficult to get rid of.

This is the rule of Tyrants and a dark age for NZ.

Huge Capital destruction and outflow of capital are on the way............

作者: bungyjumping999 时间: 2019-2-21 14:20:07

本帖最后由 bungyjumping999 于 2019-2-21 14:21 编辑

nasi_chilli 发表于 2019-2-21 13:49
M Intend to park to sg or Malaysia

Malaysia Ringgit will strengthen as more capital are now going in.

Singapore will always be a good choice, they are smart to run a small country. Good rule of law and a safe haven to park fund and capital.

作者: HBSZ999 时间: 2019-2-21 14:32:47

cjay 发表于 2019-2-21 11:54
我可不可以把老公变成前老公，然后把自住房和投资房变成一人一套自住房呢？ ...

这个貌似是非常可行的方法

作者: 老老妖刀 时间: 2019-2-21 14:33:11

商业买卖也要上税

作者: maomao411 时间: 2019-2-21 14:34:34

什么时候大选？

作者: Lease 时间: 2019-2-21 14:37:36

bungyjumping999 发表于 2019-2-21 12:59
Time to move your capital resources out and use NZ as an Education base for your children and retire ...

Hong Kong has been weakened, and will continue to weaken.

Singapore is not as bad as Hong Kong but it's no longer an Asian tiger.

I have exchanged large portion of my funds to USD and migrate them to America which I think it's still the most competitive economy though it also has CGT.

作者: bungyjumping999 时间: 2019-2-21 14:43:18

本帖最后由 bungyjumping999 于 2019-2-21 14:50 编辑

Lease 发表于 2019-2-21 14:37
Hong Kong has been weakened, and will continue to weaken.

Singapore is not as bad as Hong Kong bu ...

My only concern on USA's domestic account is the long arms of USA's law in terms of tax.

But if money is USD but in other country's jurisdiction ( such as tax haven countries' foreign accounts), I think is fine.
Eg NZD and Aussie dollars can be placed in Singapore bank's Foreign account and subject to Singapore's law and tax (which is very little).
Also, the stock trading account can be opened in Singapore and subject to Singapore tax.

Singapore and HK do not have capital gain tax if you make any gains from the trading. As the world is digital and you can control those accounts wherever you are.

作者: Lease 时间: 2019-2-21 15:02:08

bungyjumping999 发表于 2019-2-21 14:43
My only concern on USA's domestic account is the long arms of USA's law in terms of tax.

But if mo ...

But if you look HK and STI index over the last decade, you can see their lousy performance.

Time has changed. The future will be dominated by innovative tech firms. The most competitive tech companies are almost all US firms.

So if you just want your funds safe and pay little tax, probably Singapore is OK.

But if you want them to grow, US is still the best place.

作者: ychen276 时间: 2019-2-21 16:24:11

提示: 作者被禁止或删除内容自动屏蔽

作者: rzrljb 时间: 2019-2-21 17:35:13

ychen276 发表于 2019-2-21 16:24
新西兰税务居民不是要为海外收入上税么？

只要持续一段时间不呆在新西兰就不是税务居民了

作者: love_3_month 时间: 2019-2-21 17:36:00

之前买的早的，已经升值了几十万。。。

先再政策实行前把房子过户到LTC, 赚的钱免税

以后再卖，高出这次成交价的，就交税呗。

这个理解的对不对？

作者: 快乐123 时间: 2019-2-21 18:07:11

love_3_month 发表于 2019-2-21 17:36
之前买的早的，已经升值了几十万。。。

先再政策实行前把房子过户到LTC, 赚的钱免税

Here are an example the TWG has provided of how CGT could work:

Mary owns a few rental properties. She bought one for $500,000 in 2017 and sells it for $800,000 in 2023.

Let’s say new tax rules come into force on 1 April 2021 and Mary decides to accept the next Council Valuation of $700,000 as the value of her house.

Mary won’t be taxed on $200,000 gain that occurred before 2021. It’s only the $100,000 gain after 1 April 2021 that matters.

作者: love_3_month 时间: 2019-2-21 18:25:41

快乐123 发表于 2019-2-21 18:07
Here are an example the TWG has provided of how CGT could work:

这样还好啊

就是不追溯之前的盈利

qv又要忙了，到时候大批的人会对cv有意见哈哈

作者: bungyjumping999 时间: 2019-2-21 18:34:30

本帖最后由 bungyjumping999 于 2019-2-21 19:13 编辑

Lease 发表于 2019-2-21 15:02
But if you look HK and STI index over the last decade, you can see their lousy performance.

Time ...

you misunderstood my points.

The entity is set up in a tax haven country such as Singapore.
The investment machinery, however, is on USA Stock exchange.

In another word, it is offshore entity based in Singapore that is investing and trading in USA's stocks and other global stocks.

The offshore entity is paying Singapore tax for their trading activities and gain. Singapore has a competitive advantage over tax.

Put it simply, In NZ you are an individual ( haha... with no desire of investment due to CGT etc)
Outside NZ, you can be a discretionary beneficiary of an offshore trust entity run by an international bank ( eg Bank Trust Nominee Co. ). It all depends on the level of control you can arrange with the Corporate Trustee who will act on your instruction.

作者: love_3_month 时间: 2019-2-21 19:04:40

快乐123 发表于 2019-2-21 18:07
Here are an example the TWG has provided of how CGT could work:

这在那里看到的，还有什么例子吗

作者: Lease 时间: 2019-2-21 19:20:00

bungyjumping999 发表于 2019-2-21 18:34
you misunderstood my points.

The entity is set up in a tax haven country such as Singapore.

Bloody complicated, I need a tax specialist advice on such things.

作者: 快乐123 时间: 2019-2-21 19:57:25

love_3_month 发表于 2019-2-21 19:04
这在那里看到的，还有什么例子吗

详细的介绍请看下面的报告:
https://taxworkinggroup.govt.nz/resources/future-tax-final-report-vol-ii-html

作者: V7 时间: 2019-2-21 20:18:15

love_3_month 发表于 2019-2-21 17:36
之前买的早的，已经升值了几十万。。。

先再政策实行前把房子过户到LTC, 赚的钱免税

对，全款的投资房该赠与的就赠予。

作者: bungyjumping999 时间: 2019-2-21 20:53:28

本帖最后由 bungyjumping999 于 2019-2-21 20:58 编辑

V7 发表于 2019-2-21 20:18
对，全款的投资房该赠与的就赠予。

赠予 ------------> although there is no gift duty, They will tax on the gain based on Market Value.

This is covered in many countries that have a capital gain tax. Don't think IRD don't think of that !

Non- Market transaction (eg $1 or natural love and affections transfers) requires a valuation at the time of disposal and based on that valuation to pay the requisite tax.

It will be laughable, the person who bought it $1 from you will have to pay $999,999.00 of the gain of CGT, if the property is sold for $1 Million next time....... haha.

作者: NewLynnHse 时间: 2019-2-21 20:57:40

bungyjumping999 发表于 2019-2-21 19:53
赠予 ------------> although there is no gift duty, They will tax on the gain based on Market Value. ...

this CGT is unfair if there's no corresponding CLD...haha!!!

作者: bungyjumping999 时间: 2019-2-21 21:01:39

本帖最后由 bungyjumping999 于 2019-2-21 21:03 编辑

NewLynnHse 发表于 2019-2-21 20:57
this CGT is unfair if there's no corresponding CLD...haha!!!

For people who already owned the property, they will do a valuation on 1 April 2020 and any gain pay tax.

If any loss, they can offset for the next property they sell (if any gain) within a tax year. haha... unfair.Eg Property no.2 gain $100K - $30K losses from Property no.1 = $70K gain tax that need to pay (eg 33%).

It is only for people who already owned the property before 1 April 2020

作者: NewLynnHse 时间: 2019-2-21 21:04:14

bungyjumping999 发表于 2019-2-21 20:01
For people who already owned the property, they will do a valuation on 1 April 2020 and any gain pa ...

Let's wait for Winston to say something about this CGT...haha

作者: bungyjumping999 时间: 2019-2-21 21:06:17

NewLynnHse 发表于 2019-2-21 21:04
Let's wait for Winston to say something about this CGT...haha

He will be sent to China by his voters if he supports CGT.

He once said that his early ancestor was chinese.

作者: NewLynnHse 时间: 2019-2-21 21:09:13

bungyjumping999 发表于 2019-2-21 20:06
He will be sent to China by his voters if he supports CGT.

He once said that his early ancestor w ...

Poor old man, so many things on him now...haha!!!

NZ - China relationship is also his business as foreign minister, then now CGT recommended when he said before a CGT will never work...haha

作者: bungyjumping999 时间: 2019-2-21 21:12:32

本帖最后由 bungyjumping999 于 2019-2-21 21:16 编辑

NewLynnHse 发表于 2019-2-21 21:09
Poor old man, so many things on him now...haha!!!

NZ - China relationship is also his business as ...

NZ does not need CGT.

Brightline test 5 years is powerful enough.

Imagine if a farmer owned a farm for 40 years and need to sell it one day due to succession problem and bad health. For 40 years' gain, how much tax he has to pay?
Many farms are capital intensive investments, the gain is on Capital with sacrifices on cash flow. That is why no one dare to touch CGT.... as NZ is a farming Country.

I hope Labour coalitions will be roasted by voters this time.....

作者: 猩猩都叫兽 时间: 2019-2-22 09:49:20

nasi_chilli 发表于 2019-2-21 13:47
就算weedstone pita现在否決了，2020后，工绿上台有50％（NZF不会夠5％）会立即推行。taxcinta下一屈会赢 ...

哥只想对你的英语拼写表示佩服。。。要是不在新西兰生活过些年还真不知道谁是 weedstone pita

作者: bluekiwisky 时间: 2019-2-22 10:55:52

这个也好。
让你买了房子不要随便卖，断绝了那种短期炒房的。

作者: 我要买车 时间: 2019-2-22 11:31:31

bluekiwisky 发表于 2019-2-22 10:55
这个也好。
让你买了房子不要随便卖，断绝了那种短期炒房的。

短期炒房投机的已经有五年明线的那个税了。
cgt完全是给投资的人设置的税，也就是说你赚钱它跟着收，赔了它不赔，只能抵。没跑赢通胀跟它没关系，一分不能少

作者: love_3_month 时间: 2019-2-22 12:16:36

今天看到一篇文章角度挺好的

1. 预计几年收几十亿 - 连巴菲特都不敢说几年的资产升值是多少，他们怎么就敢预测呢
2.原希望把资金从楼市挤出来，进入其他行业，促进生产率的提高（之类）的，但现在所有都收税啊，怎么进入其他行业呢。
The long-standing argument for a CGT is to rebalance investment away from unproductive residential property towards productive businesses and the capital markets.

https://www.nzherald.co.nz/busin ... p;objectid=12206085

作者: bungyjumping999 时间: 2019-2-22 14:27:11

本帖最后由 bungyjumping999 于 2019-2-22 14:28 编辑

love_3_month 发表于 2019-2-22 12:16
今天看到一篇文章角度挺好的

1. 预计几年收几十亿 - 连巴菲特都不敢说几年的资产升值是多少，他们怎么就敢 ...

CGT has different forms, some are just like brightline Test's 5 years, a lot of people has mistaken it as a CGT.

This new CGT is the toughest in the world. Forever need to pay, even if you own it for 50 years.

作者: ThinkOutLoud 时间: 2019-2-22 15:17:22

bungyjumping999 发表于 2019-2-22 14:27
CGT has different forms, some are just like brightline Test's 5 years, a lot of people has mistaken ...

有CGT 应该同时有capital loss tax rebate才合理

作者: 快乐123 时间: 2019-2-22 15:40:04

ThinkOutLoud 发表于 2019-2-22 15:17
有CGT 应该同时有capital loss tax rebate才合理

好主意，losses can be carried forward to offset future gains.

作者: V7 时间: 2019-2-23 08:53:31

bungyjumping999 发表于 2019-2-22 14:27
CGT has different forms, some are just like brightline Test's 5 years, a lot of people has mistaken ...

这个是针对就算你投资房长期持有者，就算你持有30年，最后卖了就要缴纳个人所得。

作者: 海边风 时间: 2019-3-1 13:24:58

bungyjumping999 发表于 2019-2-21 12:06
Wait first, i am curious what Winston Peter would say and will he support it?

Most of his voters ar ...

no already. ..........................

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