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标题: 挖坑让人跳呗 - 60 mins [打印本页]
作者: bungyjumping999    时间: 2018-7-29 15:08:24     标题: 挖坑让人跳呗 - 60 mins

本帖最后由 bungyjumping999 于 2018-7-29 20:59 编辑

I like her expression and spirit " from property investor of the year to investor of screw up"

See how NZ's cousins are doing across the ditch.


[youtube]https://www.youtube.com/watch?v=BNAqA7R95Wo[/youtube]
作者: NewLynnHse    时间: 2018-7-29 15:14:11

yeah，every cycle will have a few of them...haha, basically too greedy...活该
作者: bungyjumping999    时间: 2018-7-29 15:26:27

NewLynnHse 发表于 2018-7-29 14:14
yeah，every cycle will have a few of them...haha, basically too greedy...活该

i thought " Greed is good"? ---------> forgot who said that
作者: 先森表酱紫嘛    时间: 2018-7-29 18:21:40

炒房党的下场
作者: Quad    时间: 2018-7-29 20:48:38

同样的事情 在这里发生，  interest only ， 银行给interest only 的目的是啥？？     
作者: NewLynnHse    时间: 2018-7-29 20:58:28

Quad 发表于 2018-7-29 19:48
同样的事情 在这里发生，  interest only ， 银行给interest only 的目的是啥？？      ...

挖坑让人跳呗。。。哈哈
作者: bungyjumping999    时间: 2018-7-29 21:17:45

本帖最后由 bungyjumping999 于 2018-7-29 20:21 编辑
NewLynnHse 发表于 2018-7-29 19:58
挖坑让人跳呗。。。哈哈

Great, i change the title to "挖坑让人跳"

Thanks
作者: ronaldlu    时间: 2018-7-29 21:55:42

赌徒心态，高处不胜寒。很佩服一些人，当你房市不好时买便宜的投资房冷言冷语，等到房价超高时自己入手，好像是买给人看的。
作者: occc    时间: 2018-7-29 22:27:31

整体来说是没错。有涨就有跌。不过这个矿区城市还是有点片面，毕竟接盘侠也就只有过去上班的，没旅游没教育没服务。矿没人买就没人接盘了。

好像昨天看到新闻说悉尼墨尔本遭遇了08年以来最大的跌幅，好奇有多大。该来的总要来的，什么都挡不住大势。不知道某些人是不是还坚持现在是横盘震荡啊
作者: AlphaZ    时间: 2018-7-29 22:42:21

现在谈下跌还有点早
因为还没开始呢
天意亦人祸
有因才有果
2018变局之年
一切才刚刚开始
作者: AlphaZ    时间: 2018-7-29 22:55:17

新西兰这点经济体谅没什么可说的，房子也绝对不仅仅是咱们国人炒起来的，人性哪都一样
如果只是房地产市场调整了那是好事，停止贪婪回归实际，kiwi和同胞们继续偏安一隅
只不过把之前超发周期跟着膨胀的部分还过去，再加上点学费，就当学习了。

看经济和房价不能只把眼光盯着一处，新西兰不是闭关锁国
祈祷外部世界不要发生大问题，可这个又有谁能评说呢
我感觉整个世界政治经济格局要有大变化

作者: Skywalker123    时间: 2018-7-29 22:57:03

对於投资人而言，Interest Only 是投资杠杆，但是杠杆用多用大了，也很可能变成坑。

作者: 剑客浪心    时间: 2018-7-29 23:33:47

取消IOL 是最好的结果。
作者: NewLynnHse    时间: 2018-7-29 23:40:36

bungyjumping999 发表于 2018-7-29 20:17
Great, i change the title to "挖坑让人跳"

Thanks

Finally had time to watch the video.

Yes, that's precisely what the banks are doing, they sucked the blood, dig a hole for the people to jump....and then, and then.....they sell the bodies for more money and leave others to clean up the mess....haha, just like in the last cycle, they basically sold the sub prime loans to other "investors"...sigh
作者: albertgao    时间: 2018-7-30 00:11:17

本帖最后由 albertgao 于 2018-7-29 23:29 编辑

What a satisfying video to watch

I always say it's because of the local investors rather than the so-called overseas buyers who pushed the price.

You greedy, you pay.You want to be millionaire? Let's add a minus in front of your face  

Can't blame the bank, blame yourself.
They shouldn't approve the loan? So why on earth did you apply in the first place as an adult?!
But this is AUZ, what about NZ...




作者: 先森表酱紫嘛    时间: 2018-7-30 00:51:48

本帖最后由 先森表酱紫嘛 于 2018-7-29 23:53 编辑
albertgao 发表于 2018-7-29 23:11
What a satisfying video to watch

I always say it's because of the local investors rath ...

NZ ...............
作者: 狂奔的蜗牛!!!    时间: 2018-7-30 08:49:35

是啊，借了银行的钱是要还的。
作者: bungyjumping999    时间: 2018-7-30 09:30:27

本帖最后由 bungyjumping999 于 2018-7-30 08:37 编辑

Interest only loan is even more rampant in NZ.

All the major banks in NZ are Australian owned, they want to make more money in NZ and fuelled their kiwi cousins with debts.

Most people talked about how much they service their interest loan, they never talk about repayment on principal money ( in fact, many will label you as stupid if you do that), this is okay while property price is increasing and bubble keeps growing. But, if the property price is on a downward spiral, some will be caught on a falling knife.



it is like 1998, 2008...... when people gathered around in a coffee shop, there was only one topic, they were all "investor guru"


History is a mirror. Human nature makes up the history.
作者: Chatbox    时间: 2018-7-30 10:59:26

occc 发表于 2018-7-29 21:27
整体来说是没错。有涨就有跌。不过这个矿区城市还是有点片面，毕竟接盘侠也就只有过去上班的，没旅游没教育 ...

呵呵，这是你挑衅哦。以后不要再说什么不要回复我之类的话了啊。

横盘整理不是我说的，我是转述。我是说今年房价均价比去年涨5%，这算横盘就横盘吧。
作者: occc    时间: 2018-7-30 11:16:55

Chatbox 发表于 2018-7-30 09:59
呵呵，这是你挑衅哦。以后不要再说什么不要回复我之类的话了啊。

横盘整理不是我说的，我是转述。我是说 ...

。。。。。。。。大哥，您别对号入座想太多好不好，我说的某些人是你吗？我是说那个BNC开头的

您说涨50%都行好不好，不关我事
作者: Chatbox    时间: 2018-7-30 11:22:47

occc 发表于 2018-7-30 10:16
。。。。。。。。大哥，您别对号入座想太多好不好，我说的某些人是你吗？我是说那个BNC开头的

您说涨50% ...

哎没劲，走了
作者: DAHUA仔    时间: 2018-7-30 11:51:15

本帖最后由 DAHUA仔 于 2018-7-30 10:56 编辑

作者: 中纽风行者    时间: 2018-7-30 13:15:17

Moranbah,一个人口不足万人依赖矿业的小镇，2009-2012年房价涨了4倍，2012年随着澳洲矿业的衰落，这个小镇自然而然的衰败了，现在房价已经跌回到2009年了。如果当时她那650W贷款都投在悉尼，现在估计至少double了吧。
在新西兰，那些拿Interest only的基本都是5年，有的是10年甚至15年，对于这部分人来说基本无影响。但是对那些1年的Interest only影响较大。Refinance 之后要你P+I来还，这确实对一些近期投资者有影响。之前有一个做贷款的中介已经说的很清楚。投资靠策略和眼光，最终还是靠实力。
至于说奥克兰的房地产市场8-10年才翻一番，跟Moranbah这个小矿区就不要对比了，根本没有可比性。
作者: bungyjumping999    时间: 2018-7-30 14:27:36

This is our John Key on a recent interview. 2 global challenges.
- USA's debt
- China's slow growth.



http://www.newstalkzb.co.nz/on-air/mike-hosking-breakfast/audio/sir-john-key-global-economic-downturn-a-real-threat/
作者: Lease    时间: 2018-7-30 14:30:12

bungyjumping999 发表于 2018-7-30 13:27
This is our John Key on a recent interview. 2 global challenges.
- USA's debt
- China's slow growth. ...

I read John Key's opinion at NZ Herald yesterday. I pretty much agree with him.
作者: bungyjumping999    时间: 2018-7-30 14:31:44

Lease 发表于 2018-7-30 13:30
I read John Key's opinion at NZ Herald yesterday. I pretty much agree with him.

Yes, he has a foresight.
作者: Bearonrun    时间: 2018-7-30 14:39:30

楼主，这个女人好像是某年度的 investor of the year. 她夫妻两在澳洲矿业潮的时候，在矿区小镇大量投资，但2013年就传出破产的消息。我在澳洲工作时，听过她的传闻。

不过，矿区小镇的房市和普通大城市的情况不一样，如悉尼墨尔本， 和奥克兰相比差得就更远了。

Compare Apples with Apples. 如果打算用澳洲的例子来类比奥克兰，请用悉尼墨尔本。 如果想沿用矿区小镇的例子，请与Waihe， New Plymouth之类比较，虽然依然并非准确，但也不至于离谱。
作者: Bearonrun    时间: 2018-7-30 14:55:39

Certainly, interest only loan is risky. But in this case, the per-dominant issue is that the woman chose a extremely risky location to invest: a remote town of which local economy almost fully relies on the mining activities.
作者: bungyjumping999    时间: 2018-7-30 14:59:20

本帖最后由 bungyjumping999 于 2018-7-30 14:02 编辑

This is not a comparison between Maroonbah and Auckland, please do not get it wrong.

haha.... a video like this can unnerve some sensitivity.
Different people have different strategy for investment, there will be winners and losers.
作者: Chatbox    时间: 2018-7-30 15:06:06

bungyjumping999 发表于 2018-7-30 13:27
This is our John Key on a recent interview. 2 global challenges.
- USA's debt
- China's slow growth. ...

这才是重磅，John Key为人之精明举世闻名。
作者: Bearonrun    时间: 2018-7-30 15:18:20

bungyjumping999 发表于 2018-7-30 13:59
This is not a comparison between Maroonbah and Auckland, please do not get it wrong.

haha.... a vid ...

You though too much.
作者: Chatbox    时间: 2018-7-30 15:19:59

bungyjumping999 发表于 2018-7-30 13:27
This is our John Key on a recent interview. 2 global challenges.
- USA's debt
- China's slow growth. ...

听了两遍，说的太准确了，目前的低利率...就是降到零，估计也不行了...
作者: bungyjumping999    时间: 2018-7-30 15:56:32

Chatbox 发表于 2018-7-30 14:19
听了两遍，说的太准确了，目前的低利率...就是降到零，估计也不行了...

Previous GFC (2008), China was economically strong and able to sustain minerals and agriculture on Australia and NZ. This round as JK pointed out China is experiencing slowing down and have issues to deal with its own economy, this will impact Australia and NZ when the downturn happens.
作者: NewLynnHse    时间: 2018-7-30 16:27:14

bungyjumping999 发表于 2018-7-30 14:56
Previous GFC (2008), China was economically strong and able to sustain minerals and agriculture on  ...

yeah man，can't wait to buy beef and mutton jerky from NZ, when China can't afford NZ's meat...haha
作者: bungyjumping999    时间: 2018-7-30 16:32:12

本帖最后由 bungyjumping999 于 2018-7-30 15:35 编辑
NewLynnHse 发表于 2018-7-30 15:27
yeah man，can't wait to buy beef and mutton jerky from NZ, when China can't afford NZ's meat...hah ...

肉乾 will be made in NZ
May be you can franchise Singapore's 肉乾
作者: NewLynnHse    时间: 2018-7-30 16:44:43

bungyjumping999 发表于 2018-7-30 15:32
肉乾 will be made in NZ
May be you can franchise Singapore's 肉乾

I made before, but the locals (some colleagues) can't appreciate the texture...haha

The market will be too small if the locals can't appreciate it.
作者: T--    时间: 2018-7-30 22:32:31

NewLynnHse 发表于 2018-7-30 15:27
yeah man，can't wait to buy beef and mutton jerky from NZ, when China can't afford NZ's meat...hah ...

鼠版你想太多了，国内经济不稳定不代表人民没钱哦。所以NZ牛羊肉还是大量出口的。
作者: 拿来主义    时间: 2018-8-6 11:41:42

this is not a good example. the risk that the investors bear is much high than most investors or home owners.



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