BABYCAT 发表于 2015-7-13 13:15
好處是除了1000塊的獎勵金。你老板也要幫你供3%,然后一年供夠1000多點,政府又CREDIT500多給你。
等于就是 ...
388 发表于 2015-7-13 14:06
是不是第一次買房可以全拿出來??
harryrei 发表于 2015-7-13 17:36
回复你的人说可以取出来的,漏过了很大一个事实,就是在奥克兰你只能买55万以下的房子,你才能取钱。
ht ...
KiwiSaver Return | ||||
For 40 Years | ||||
Assumping Salary Not Increase | $ | |||
Annual Salary | 50,000 | |||
3% From Employee | 1,500 | |||
3% from Employor | 1,500 | |||
Less Tax 17.5% | - 263 | |||
Add back Credit | 521 | |||
Total Annual Investment | 3,259 | |||
8% | ||||
Year | Opening | Investment | Return 8% | Closing |
1 | - | 3,259 | 261 | 3,519 |
2 | 3,519 | 3,259 | 542 | 7,320 |
3 | 7,320 | 3,259 | 846 | 11,425 |
4 | 11,425 | 3,259 | 1,175 | 15,858 |
5 | 15,858 | 3,259 | 1,529 | 20,646 |
6 | 20,646 | 3,259 | 1,912 | 25,816 |
7 | 25,816 | 3,259 | 2,326 | 31,401 |
8 | 31,401 | 3,259 | 2,773 | 37,432 |
9 | 37,432 | 3,259 | 3,255 | 43,946 |
10 | 43,946 | 3,259 | 3,776 | 50,981 |
11 | 50,981 | 3,259 | 4,339 | 58,578 |
12 | 58,578 | 3,259 | 4,947 | 66,784 |
13 | 66,784 | 3,259 | 5,603 | 75,646 |
14 | 75,646 | 3,259 | 6,312 | 85,217 |
15 | 85,217 | 3,259 | 7,078 | 95,553 |
16 | 95,553 | 3,259 | 7,905 | 106,717 |
17 | 106,717 | 3,259 | 8,798 | 118,773 |
18 | 118,773 | 3,259 | 9,763 | 131,794 |
19 | 131,794 | 3,259 | 10,804 | 145,857 |
20 | 145,857 | 3,259 | 11,929 | 161,045 |
21 | 161,045 | 3,259 | 13,144 | 177,447 |
22 | 177,447 | 3,259 | 14,456 | 195,162 |
23 | 195,162 | 3,259 | 15,874 | 214,294 |
24 | 214,294 | 3,259 | 17,404 | 234,957 |
25 | 234,957 | 3,259 | 19,057 | 257,273 |
26 | 257,273 | 3,259 | 20,843 | 281,374 |
27 | 281,374 | 3,259 | 22,771 | 307,403 |
28 | 307,403 | 3,259 | 24,853 | 335,515 |
29 | 335,515 | 3,259 | 27,102 | 365,875 |
30 | 365,875 | 3,259 | 29,531 | 398,664 |
31 | 398,664 | 3,259 | 32,154 | 434,076 |
32 | 434,076 | 3,259 | 34,987 | 472,322 |
33 | 472,322 | 3,259 | 38,046 | 513,627 |
34 | 513,627 | 3,259 | 41,351 | 558,236 |
35 | 558,236 | 3,259 | 44,920 | 606,414 |
36 | 606,414 | 3,259 | 48,774 | 658,446 |
37 | 658,446 | 3,259 | 52,936 | 714,641 |
38 | 714,641 | 3,259 | 57,432 | 775,331 |
39 | 775,331 | 3,259 | 62,287 | 840,877 |
40 | 840,877 | 3,259 | 67,531 | 911,667 |
41 | 911,667 | 3,259 | 73,194 | 988,119 |
harryrei 发表于 2015-7-14 13:01
陆续投入6万。。投入可远远不止6万罗,你自己都说了工资稳步上涨,最后投入的可能是20万,30万。
然后到 ...
harryrei 发表于 2015-7-14 13:01
陆续投入6万。。投入可远远不止6万罗,你自己都说了工资稳步上涨,最后投入的可能是20万,30万。
然后到 ...
皇家骑士 发表于 2015-7-14 20:46
“然后再过了十年二十年之后,重新付款,这样在你退休的时候,依然有一笔可观的退休金,并不比那些比你多交 ...
匿名者 发表于 2015-7-14 21:16
如果五十五岁可以拿钱,我一定加入。实际上许多人 62, 63 就去了
herox5 发表于 2015-7-14 14:16
是的,说kiwisaver不合算的我也不知道他们脑子怎么转的。。。
光老板给你加的3%这个收益就是100%的回报 ...
herox5 发表于 2015-7-15 08:19
除非你说你不娶妻生子…你死了,给老婆孩子一笔可观的财富,说不定孩子就需要这一桶金 ...
aaronz 发表于 2015-7-15 02:28
KiwiSaver各种Government Contribution,Tax Credit,Employer Contribution看起来眼花缭乱的,其实用银行 ...
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