LZ, dont need to worry too much. tell you what to do.
Email the officer that communicatew with you, tell her/him that if she/he cannot make the final decision, that is ok. Just ask her to give you the detail of her/his supervisor, and talk to the supervisor.
if you are still not happy,
Contact them
11. Resolving problems related to your privacy
If you want to report a suspected breach of your privacy or you do not agree with a decision regarding access to your personal information, please contact us. We have an internal dispute resolution process to address such issues and will promptly acknowledge and investigate complaints.
Any enquires or complaints can be made direct to the relevant Vero Insurance branch/employee or through the Privacy Officer whose contact details are:
The Privacy Officer
Vero Insurance New Zealand Limited
Vero Centre
Private Bag 92120
AUCKLAND
If you are not satisfied with our final decision you can direct your complaint to the Office of the Privacy Commissioner - phone toll free 0800 80 39 09 or by mail to PO Box 466, Auckland.