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标题: Property Investment are still in good shape after the new Budget!! [打印本页]

作者: ysun062 时间: 2010-5-20 17:21:00 标题: Property Investment are still in good shape after the new Budget!!

Firstly, national party has been accused of "favouring the rich", and my response to that is, yes, National Party does favour the rich, and well done to them !!

but I have to say that the budget is almost useless to stop the loophole in property investment. By removing the depreciation on property is simply not good enough.

Property investor can still make a huge tax return by claiming rentel losses against their person income tax.

For example, If i am paying $800 for a rental property, and I actually rent it out for $800, but all I need to do is to fill a rental agreement and state that the rent is only $300. Then there is a $500 loss, and I can claim the $500 dollar from my personal tax !! and I still end up not paying any tax at all...

作者: xiaolu 时间: 2010-5-20 17:40:16

并不是只有房产才可以靠这种铤而走险的方式避税，各种生意都可以。这不算是房产的优势。

作者: marx 时间: 2010-5-20 18:38:00

本帖最后由 marx 于 2010-5-20 17:40 编辑

Firstly, national party has been accused of "favouring the rich", and my response to that is, yes, National Party does favour the rich, and well done to them !!

but I have to say that the budget i ...
ysun062 发表于 2010-5-20 16:21

bullshxxt!! have you heard about arms length transaction, market value rental, rental appraisal ??
your suggestion on the last para is just simply not practical, unless tax evasion is your primary intention, which majority of property investors don't want to go down this track..
remove some of the building depreciation is not going to impact hugely on the property market, but of course it will shift property market from investors hand to owner occupy, but don't forget kiwis have a tradition on property investmentas, you gotta to give them some other alternatives. the green party leader addressed, the key point was missed out in this budget and this government, which is capital gains tax, national just simply don't want to touch that..

作者: lui 时间: 2010-5-20 18:45:16

來學習的看看啊

作者: 好事之徒 时间: 2010-5-20 18:48:35

同意marx
楼主的做法是违法的 IRD 也要看market rate 的所以不可能大范围被采用政府要得是宏观效果政策不会被这样的个人行为改变

作者: d_tsai 时间: 2010-5-20 18:50:25

至少把一些漏洞給補上了

作者: taomibaobao 时间: 2010-5-20 19:53:37

本帖最后由 taomibaobao 于 2010-5-20 18:57 编辑

不同意lz的

这种是做假账的手法
如果要做假账的话，何必只是房产市场呢

作者: love_3_month 时间: 2010-5-20 20:04:43

我朋友有房产出租，这个规定一改一年要少退几千元的税。

作者: 喜欢成熟 时间: 2010-5-20 22:21:46

投资房地产的损失到底能不能退个人所得税？等高人解答

作者: pAtrick 时间: 2010-5-20 22:25:35

投资房地产的损失到底能不能退个人所得税？等高人解答
喜欢成熟发表于 2010-5-20 21:21

很显然现在和以前都可以。新法规的可行性还需要研究

作者: dot 时间: 2010-5-20 22:26:08

bullshxxt!! have you heard about arms length transaction, market value rental, rental appraisal ??
Rremove some of the building depreciation is not going to impact hugely on the property market, but ...
marx 发表于 2010-5-20 17:38

同意marx!

用作假还有什么可讲的，完全没意义。

也觉得depreciation本质上不会影响什么，反正最终都要交回IRD的，只是影响cashflow.

最近看到他们都说，房价会因此降...
还说房租会因此涨（因为所有影响最终都会转嫁到最终消费者-房客身上）

作者: 阿海 时间: 2010-5-20 23:03:25

对于residential property investor来说没多大影响，就年底cash flow少了咯。

影响最大的是commercial, 因为commercial cash flow都很大，而且一般都是+ve cashflow.

没有building depreciation了，profit就高了，交的税也就搞了

作者: JamesW 时间: 2010-5-21 07:44:11

depreciation没有了，只会影响cash flow了，不过你别忘记了，公司的税也从30%降到28%了。

作者: linxun 时间: 2010-5-21 09:09:56

you can only return the interest part of your mortgage payment, not the all.
remove the depreciation will change much of your tax return.
let me tell you, if the increase rate of the property is less than 4% per year, then your property investment is a loss.

作者: 2001rao 时间: 2010-5-21 10:43:01

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作者: ysun062 时间: 2010-5-21 11:10:10

Well, I made a exaggerating example, but it is one of the major loophole in property investment tax return, and National failed to address this issue.

And yes, a capital gain tax will definitely re-align the property market back to its normal price. But it is just not an option of John and Bill. National kept on talking about this is a fairer tax system, but why ignore capital gain tax ? it make no sense to give tax return on rental losses, but dont tax on capital gain, it make no sense at all...

作者: 2001rao 时间: 2010-5-21 12:34:00

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作者: linxun 时间: 2010-5-21 15:18:06

australia have capitcal gain tax, look at their property price

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